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Answer from a General Insurance Agent
Answercomprehensive
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∙ 12y ago
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Would hitting a mailbox be considered comprehensive or collision?
I would guess if the mailbox fell over while you were passing by, and it hit your vehicle, then it would be considered comprehensive. Now if you just drove into the mailbox, that would be considered collision.
What is comprehensive car insurance?
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
What is Car insurance?
Comprehensive insurance coverage is a physical damage part of automobile insurance which covers you vehicle for fire, theft, vandalism, broken glass, and all animal collisions. Collision is the other main part of physical damage coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.
What does hitting a deer claim be filed under?
Usually Comprehensive. This is the same coverage that will cover a car fire, theft or storm damage to a car.
What type of insurance will cover an auto rollover?
Collision coverage pays if you hit something or turn a vehicle over. Hitting an animal is covered through Comprehensive or Other than Collision (Difference in terminology only).
Will comprehensive cover the damages to your car from hitting a deer?
If you hit a deer, that's a collision and is paid out from your Collision coverage. Comprehensive is for Physical damage done to your car, such as a tree falling on it, theft, vandalism and fire. Yes, the comprehensive portion of your auto policy covers collision with an animal, such as a deer. It would be subject to your deductible. http://www.iii.org/individuals/auto/a/basic/ Actually it's covered out of comprehensive coverage and in most cases your rates will not go up. Comprehensive covers acts of nature including colliding with an animal
What insurance is need for your RV loan?
Most loan companies will require that you have liability, collision, and comprehensive coverage. That covers you hitting someone else, someone hitting you, and loss due to fire, theft, storm damage, etc.
When is a car comprehensively insured?
Comprehensive is a type of coverage you can add to an automobile policy. Comprehensive coverage is a physical damage coverage that includes damage to your vehicle that is not included in collision coverage. Collision coverage is damage done when you hit something or turn the vehicle over. Comprehensive includes fire, theft, vandalism, and animal collision. You can have comprehensive without collision but not collision without comprehensive.
If you hit another car what part of your insurance covers this collision or compressive?
Collision. Collision covers a collision with an object such as another vehicle, mailbox, tree, etc. Comprehensive covers fire, theft (of the vehicle, not its contents), vandalism, weather related incidents (i.e. hail, lightning, etc), and hitting an animal such as a deer.
Would it be collision or comprehensive that covers a car deer accident?
Wrong. Collision with an animal is considered a comprehensive loss. Collision with an animal is considered an exception to the definition of collision.AnswerCollision
Is it a collision or comprehensive loss if your garage door falls on your vehicle?
Comprehensive.
If you hit an animal and damage your car is that covered under collision or comprehensive?
I can answer that ! Comprehensive!
