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Would it be collision or comprehensive that covers a car deer accident?
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∙ 13y ago
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What is usually covered by a comprehensive motor insurance?
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
What is the difference between auto comphrehensive and auto collision insurance coverage?
Collision covers damage from collisions only, whether it is a fender-bender in the parking lot, running into the garage, or a traffic accident. Comprehensive covers damage "other than by collision", that would be hail, flood, vandalism, windshield pits, etc.
Does Comprehensive covers if you hit your other car on the driveway?
This would be covered under collision coverage. I would hope that the insurance company would only count it as one accident and would only charge you one deductible.
Do you need liability insurance if you have comprehensive insurance?
Generally, you can't buy comprehensive without first buying liability coverage. Liability covers damage you do in an accident if it is your fault. Comprehensive will not even pay for your vehicle in an accident. It only covers fire, theft, vandalism, animal collision, etc.
Will comprehensive cover the damages to your car from hitting a deer?
If you hit a deer, that's a collision and is paid out from your Collision coverage. Comprehensive is for Physical damage done to your car, such as a tree falling on it, theft, vandalism and fire. Yes, the comprehensive portion of your auto policy covers collision with an animal, such as a deer. It would be subject to your deductible. http://www.iii.org/individuals/auto/a/basic/ Actually it's covered out of comprehensive coverage and in most cases your rates will not go up. Comprehensive covers acts of nature including colliding with an animal
If you have no collison coverage but do have comprehensive how much will you be paid if you owe money on the car and the accident was due to icy roads?
I would guess NOTHING. I'm assuming it was a collision with something, even if only a snowbank, that caused the damage. Comprehensive is often defined as "other than collision".
What happens if someone gets in a car accident not with another car?
Its considered a collision loss. If you have Collision coverage your car would be repaired less your deductible. Your insurance carrier will also pay for property damage you may have caused in the collision. If the collision is with a animal it could be considered a comprehensive loss.
Would hitting a mailbox be considered comprehensive or collision?
I would guess if the mailbox fell over while you were passing by, and it hit your vehicle, then it would be considered comprehensive. Now if you just drove into the mailbox, that would be considered collision.
Which coverage would cover a car falling off a lift comprehensive or collision?
Comprehensive. You did not dive the car into anything
What term is defined as the amount you are responsible for paying to repair your car after the accident?
The term is "deductible". It is payable as to collision and comprehensive claims. The deductible is chosen by the insured when the insurance is initially purchased.
What would happen if a collision happened?
an accident would happen... like you mate
Is hitting a garage door covered under comprehensive car insurance?
No because that would count as a collision. Comprehensive insurance covers anything that's not considered a collision: a tree falls on your car, impaled by hail stones, gets stolen, gets vandalized, gets on fire, acts of God, someone backs into your car and takes off, those sorts of things.
