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Is insurance required to obtain a California Drivers license if applicant does not own a car?


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Wiki User
2010-11-06 22:39:56
2010-11-06 22:39:56

You will need insurance to take your drivers test.

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Drivers car insurance in California is usually around 200 dollars a month. This however depends on the insurance and the other restrictions on different drivers in California.

Arizona has not required all drivers to have car insurance for a while. It was only in late 1960's to the 1970's that drivers were required to have car insurance.

Yes, state law in Arizona requires drivers to have auto insurance. The minimum required insurance is $15000 per injured person and $10000 for property damage.

The question isn't fully clear. A license is needed to operate a vehicle. Driving skill is needed to get a license as there is generally a written test plus one to test actual driving ability. It is often required that the drivers license applicant produce proof of insurance that complies with the state's financial responsibility laws. If the applicant owns a vehicle, it must be insured according to the state's requirements, and that proof of insurance must be shown If the applicant does not own a car, he/she may obtain "non-owners coverage". It generally satisfies the requirements of state financial responsibility laws. In that sense, I suppose, you are "putting auto insurance on your drivers license".

If the drivers now reside in California, then they will be required to turn in their Canadian licences and obtain California licences to replace them; if they still reside in Canada and only use the car for short periods in California this is not required but then the car would have to be titled/registered in Canada. As to the car insurance, I believe it is always purchased based on location where it is garaged.

Yes they are. Each driver in Maryland is required to carry $2500.00 worth of this car insurance.

Yes, you must have your car insurance at all time

There is actually no insurance called 'SR22' insurance. The SR22 is simply a form stating that you have obtained certain required insurance coverage, and these requirements vary depending on the situation.

Only VEHICLES are required to be insured, not individual drivers.

California car insurance rates are higher for drivers under 25. However your rates may be lower depending on your gender and driving record.

You can get a non-owner insurance policy that essentially covers you when you have no vehicle. This is usually needed if you are required to have insurance and you do not own a vehicle.

It's a law that was passed. It's now required to have auto insurance mostly so that it's cheaper for you, if you happen to get in a wreck.

California car insurance laws require that all vehicles that are driven or parked on California roads maintain the minimum liability insurance covered required in the state. Insurance companies are required by state law to inform the California Department of Motor Vehicles of private-use vehicle insurance information. The information is stored in an electronic database. California car insurance laws do not require insurance companies to report on vehicles used for commercial purposes. California insurance laws allow the DMV to monitor insurance coverage and assess penalties for individuals who fail to maintain coverage. During a traffic stop, law enforcement officers are able to pull up vehicle information in the state's electronic database to determine if the vehicle has the proper insurance coverage.Minimum Coverage Required in CaliforniaIndividuals must carry proof of insurance coverage in their vehicles at all times, and present an insurance card when requested to do so by law enforcement, at the time of an accident or when renewing vehicle registration. California drivers must maintain coverage of private passenger vehicles with a minimum of $15,000 for injury or death to one person, $30,000 for injury or death to more than one person and $5,000 for property damage. Other types of financial responsibility to use in lieu of insurance coverage includes a $35,000 cash deposit made to the DMV or a $35,000 surety bond from a company licensed to do business in CaliforniaPenalties for Lack of Insurance CoverageSeveral penalties may be assessed to drivers who fail to maintain insurance coverage in the state of California. The DMV is notified when an insurance policy has been cancelled and a replacement policy has not been submitted to the DMV within 45 days. The DMV has the authority to suspend the vehicle registration on the uninsured car. Individuals who are nearing a vehicle registration suspension or have already experienced a suspension must submit their insurance information to the DMV along with the required reinstatement fee. Drivers without proper insurance coverage may also have their vehicles impounded. Drivers who cannot afford insurance may qualify for the California Low-Cost Automobile Insurance Program.

The age you can get your drivers license in California is 16. You are however required to go through 6 hours of driving training to obtain your license.

You're eligible (even required) to get auto insurance as soon as you get your license. SInce you are required by law to be insured to drive. What will matter in regards to the length you have your license will be be how much you pay for insurance as they will charge higher rates for newly licensed drivers.

No because there are more drivers and accidents in California. The libility is greater in Ca so it costs more.

Not individually, but the vehicle they drive must be insured.

New Mexico does require that its drivers have car insurance. The minimum car insurance required is at least liability.

No, some companies can insure you without a drivers license.

As a young driver you will generally be required to pay higher car insurance premiums than older and more experienced drivers however this does not means its impossible to find affordable car insurance coverage from car insurance companies.

California law requires all drivers to have liability insurance that provides financial responsibility for any damage or injury cause by a traffic collision.

National insurance agencies like State Farm, Progressive, and Geico advertise cheap insurance rates for new drivers, but you should also price shop with local insurance agencies as well.

Yes you can get Auto Insurance with a permit. All drivers are required by law to carry financial responsibilty regardless of your license status.

Yes, recent estimates are that as much as 30 percent of the drivers in Texas are withot the state required liability Insurance.

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