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Is it a good idea to continue with a cash ISA if there is better interest available elsewhere?
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Which Americans are most likely to join interest groups?
People with better than average incomes
Is the straight-line amortization or effective interest rate method better?
This method is preferred over the straight-line method of amortizing bond discount or bond premium. Amortization of a bond discount or premium is the difference between the interest expense and the nominal interest payment. The amortization entry is: Interest Expense (effective interest rate x carrying value) Cash (nominal interest rate x face value) Bond Discount (for the difference)
How do you calculate debt to service ratio?
Debt Service Ratio and Debt Coverage Ratio mean the same thing. To calculate, * Add back any interest expense to get 'Cashflow Available to Pay Debt'. * Divide Cashflow Available to Pay Debt' by the debt payments for the period. * An answer of 1.0 or better means there is just enough cashflow to cover the debt. * Most lenders want to see 1.2 to 1.3 for a business Example: Net Income for the year $5,000 after a deduction of $10,000 interest expense. Debt payments of $1,200 per month. ($1,200 x 12 =$14,400 per year) Cashflow Available to pay Debt $5,000 plus $10,000 equals $15,000. Debt Service Ratio: $15,000/$14,400 1.04 Probably not enough to keep the commercial lenders happy.
What happens if you do not pay state income tax?
Your state taxing agency will likely file a Tax Warrant for the amount of tax you owe with the County Clerks office in the county that you reside. This TW will affect your credit score in a severe negative manner. Keep in mind that the Failure To Pay Penalty will continue to accrue on the amount you owe plus Interest on the tax you owe PLUS Interest on the penalties. It can grow to a rather large sum in just a few years. It's a far better thing to obtain financing to payoff the tax bill and then just pay off the loan over time.
Is it better to purchase on credit or purchasefor cash?
Cash purchases are better because an individual pays the full amount for a good and might be lucky for a discount where as in a credit purchase the individual tends to pay monthly installments and an amount of interest in every installment
If you love a girl but she love someone who is better than you?
No one is better than anyone else it just seems she may be interested in that other boy at this time. Focus your interest elsewhere on someone that is single.
What is a better word for out?
elsewhere
What is better a higher or a lower percentage?
If you are receiving interest on an assett, a higher interest is better. If you are paying interest on a debit, a lower interest is better.
What is the average interest on a USA credit loan?
The average interest on a credit card in the USA is around 20 percent. Depending on how good your credit score is, you will get a better or worse interest rate. If you have very high interest rates but continue to pay your credit card on time the company may lower your interest rate.
Is living in a zoo better for animals?
better then dyeing, maybe. better then living elsewhere, no.
How much does a video now player cost?
The cost of a Video Now player can vary depending on the supplier. Amazon offers it for approximately $60, but better prices may be available elsewhere.
What type of interest is better to have when applying for a loan?
A+ Simple Interest
Is it better to have a credit card with a high interest rate or low interest rate?
If you carry a balance, then it's better to have a low interest rate. If you do not carry a balance, then the interest rate doesn't matter at all.
Is there a term to describe someone breaching a contract for economic benefit - ie when it is better to pay damages for breach of contract than to continue under it.?
Yes, the term for such a person is "intelligent." The system of contracts and remedies for breach includes the presumptionthat anyone with a "better deal" elsewhere will breach an inefficient contract, provided the risk of damages is outweighed by the potential benefits of the better deal.
Are student loans and auto loans the same on your credit report or would one be better to pay off first?
Always pay off the higher interest loan first, then take whatever payments that you WERE making on that loan and add it to the NEXT higher interest loan and continue the process.
Do air purifiers grow mold?
No. Though the better the air purifier, the better protection against mold growing elsewhere.
Once you buy an application from itunes do you have to keep paying for it?
No :) Once you have it, it's yours. The only way you'd have to 'keep paying' for an app is if you continue to upgrade as better versions become available.
