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Is it agents the law to drive on someone ales insurance and just add you to it and you drive it all the time?
Wiki User
∙ 14y ago
Auto insurance has a policy. Each policy has its own limitations. If you drive a car more than any other member of the household then you are considered the primary operator and should be added to the policy. If you live in the household you must be added to the policy unless excluded from driving any of the cars own by the policy holder.
So, to answer the question. You can "get by" with minor fraud by driving the car the majority of time without being on the policy unless you live in the household of the policy holder. In my opinion, it would be advisable to keep logs of how much the "guest" driver is using the car in case there is a question of majority usage.
Wiki User
∙ 14y ago
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