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Is it always necessary to purchase car rental insurance?

Updated: 9/10/2019
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14y ago

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It isn't necessary to purchase rental insurance so long as your own insurance covers you regardless of what car you're driving. If you're going to be renting cars often it's a very good idea to have a policy which covers you when you're driving rentals. While that will seem a bit expensive when you get the bill it won't be as much as paying for the insurance when you rent.

It is not always necessary to purchase insurance from the rental car. However, it is worth checking out what exactly your own personal insurance covers. You want to make sure that there aren't any loopholes of coverage that leave you financially vulnerable and liable. You may want to compare a copy of your own personal insurance policy with the provisions of the coverage offered by the car rental store. If there are gaps then it is best to purchase the necessary additional rental insurance.

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Q: Is it always necessary to purchase car rental insurance?
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Where can you purchase rental car insurance?

The best place to purchase car insurance for rental cars it at the rental car company that you rent the car from. They will always give you an option to buy car insurance if you want to.


Can you purchase car rental insurance in a state you don't live in?

You can ALWAYS purchase rental insurance in the US. Most rental companies give basic insurance through their own plan or pocket. The cars they use often travel from State to State anyway.


What is meant by California rental car insurance?

Sometimes your own car insurance will also cover you in a rental car, but that is not always true. Therefore it is necessary to have adequate coverage according to California law.


Can you purchase a cdw for a rental from an insurance comany not the rental agent?

No, you can not purchase CDW fro a rental from an insurance company. It has to be purchased through the rental agent. CDW stands for collision damage waiver.


Who is responsible for damage from car wreck in rental car?

If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.


Does homeowners insurance cover rental property damages?

No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.


Can you purchase car insurance in the UK to drive a rental car in the US?

If you rent a car in the US it should come with all insurance required legally in the US. The car rental company may sell additional insurance. You could probably find a UK insurance company to do this but it would be more expensive and not necessary.


Just looking for car insurance i can get for a rental vehicle for 2 weeks?

You can purchase car rental insurance from the car rental shop. Places like Enterprise and Budget rental car allow you to buy their insurance while you have their vehicle.


Do I need to purchase rental car insurance when renting a car in Georgia?

It is best to call your current insurance company and ask them if they will cover you while renting a car. If not then you can purchase temporary insurance which will cover you while you drive your rental.


Can someone get a rental car if they don't have car insurance?

Yes - in most cases you need a major credit card. Many credit card issuers carry built-in insurance for rental cars. There is also the option to buy the optional coverages from the Rental Car company. This will add extra cost to the rental and may not always be necessary.


Do I need liability insurance for a rental car in Florida?

You are not required to purchase insurance from a rental car company. However you are required by law to have insurance. If you have your own insurance call your insurance company and ask what they cover for rental cars, then once you get to the rental car company ask them what their insurance covers, then use which ever one you feel is best for you. If you do not have personal insurance, I would definitely take out the rental cars insurance.


Do I have to buy extra car insurance if I rent from EZ car rental?

If you already have full coverage auto insurance, there is no need to purchase additional insurance for your rental car. The only event where you would need the insurance from EZ Car Rental, was if you were to get into an accident, they would cover the cost of the time lost for the rental. If you don't purchase their insurance and get into an accident, you will have to pay for the days they are out money for not being able to rent the car out.