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After declaring bankruptcy it is smart to wait six months before obtaining a new account. If a trustee finds that you have XXXX amount of dollars in bank B after closing an account at bank A it will look as if you tried to defraud the bankruptcy law. For chapter 7 wait until discharge for chapter 13 as long as you are making timely payments it doesn't matter.

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8y ago
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18y ago

You may find it difficult to open a checking about after filing bankruptcy, so I suggest opening the account before you file.

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16y ago

Sure. And after, too.

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Q: Can you open a checking account before bankruptcy?
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If you just filed for bankruptcy and are on Chex systems and can not get an account how long do you need to wait before you can open a new checking account?

It will probably be two or three years before you are able to open up a checking account. Bankruptcy severely effects your credit.


What are some of the obstacles with getting a bank account with bad credit?

It can be hard to open a checking account if you have had a bankruptcy court judgment or bad credit against you. Some banks like NatWest will let you open a Step Account where they track your record for a period of time, then let you move up to a regular account with checking.


Where can I Open A Checking Account without a credit check?

You can open a checking account with badcreditnic.com. The do no check your credit.


How can you open an online business checking account?

In order to open a business checking account online you first need to decide which bank you would like to have a checking account through. Then you should go to the website and follow the steps listed to open a checking account.


Should an account discharged in bankruptcy have a status of closed and if it still says open is this hurting you?

In this instance the account would generally be noted as "included in bankruptcy. The impact the open account would have is insignificant, compared to the bankruptcy.


What banks in Colorado will open an account after bankruptcy?

open an account online at bofa.com . FREE CHECKING ONLINE AT BANKOFAMERICA.COM. ACCESS ATMS , DIRECT DEPOSIT, YOU CAN ORDER BANK BY MAIL KIT TO SEND DEPOSITS BY MAIL OR DO DIRECT DEPOSIT .


Where in the bank do you go to open an account?

i want to open a checking account


How old you have to be to open checking account in North Carolina?

how old must a customer be to open a checking account in north carolina


How do I open a checking account?

Contact local banks, compare features, go to the banks website and select the "open a checking account" option.


Where can I research the rating of a bank before I open a business checking account?

It is always a good idea to do some research on a bank before you open an account with them. If you go to Bankrate.com you can browse through different bank ratings.


What year do you have to be born in to get a checking account?

Most banks have a minimum age of 18 to open a checking account with a parent or guardian. If you open a joint checking account with a parent or guardian, the minimum age is usually 13.


How does one open a checking account online?

Most banks offer customers the ability to open a checking account online. Each bank has their own verification and requirements. Check the bank website for the steps required to open a checking account online.