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open an account online at bofa.com . FREE CHECKING ONLINE AT BANKOFAMERICA.COM. ACCESS ATMS , DIRECT DEPOSIT, YOU CAN ORDER BANK BY MAIL KIT TO SEND DEPOSITS BY MAIL OR DO DIRECT DEPOSIT .
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Should an account discharged in bankruptcy have a status of closed and if it still says open is this hurting you?
In this instance the account would generally be noted as "included in bankruptcy. The impact the open account would have is insignificant, compared to the bankruptcy.
What are some of the obstacles with getting a bank account with bad credit?
It can be hard to open a checking account if you have had a bankruptcy court judgment or bad credit against you. Some banks like NatWest will let you open a Step Account where they track your record for a period of time, then let you move up to a regular account with checking.
How do I open a checking account?
Contact local banks, compare features, go to the banks website and select the "open a checking account" option.
What banks offer accounts for those that have declared bankruptcy?
Many banks will work out a equiable arrangement, unless they were one of the creditors in the BK. Which usually doesn't happen because they generally use their "set off" options. You can open an account at Wal Mart for as little as $25. There are several online banks, I'd be VERY careful about them, however.
When can you open a bank account after being declared bankrupt?
You can open a bank account immediately after filing for bankruptcy. There really is no waiting period.
Do banks notify the IRS when you open an account?
Yes, they do.
If you just filed for bankruptcy and are on Chex systems and can not get an account how long do you need to wait before you can open a new checking account?
It will probably be two or three years before you are able to open up a checking account. Bankruptcy severely effects your credit.
What successful business owners went bankrupt before they were successful?
Yes, you can get a bank account if you are bankrupt, eventhough some banks won't allow to give you an account if you've just recently declared bankruptcy. Only open a bank account after you've been declared bankrupt.
How do you open a checking account?
You go to your bank of choice and tell them that you want to open a checking account. You'll need a deposit. Banks vary on the amount of a deposit needed to open an account. Banks offer different kinds of checking accounts too.
Can you open a savings account after filing chapter 13 bankruptcy?
Most banks these days run credit checks to open an account, as well as checking with ChexSystems. It is easier to get an account with a bad credit score than with a negative Chex report. It is recommended that you do not try to open the account over the phone. Otherwise, a secretary runs your social security number thru their computer, and if the score is below a certain level, it just says no. Go into the bank, and talk with the branch or assistant manager. If there was a good reason for the bankruptcy (loss of job, health issues, etc) the manager has the ability to override the computer's answer, though your account will be monitored closely for awhile for NSF activity. If you have been reported to Chex, there are a few banks arund the country that will still open an account, if you're lucky enough to be in their state. You can find these lists on the Internet.
Where can one open a child saving account?
Most banks will allow one to open a child savings account, as long is a parent is on the account as well. Some banks that allow this is Bank Of America, Wells Fargo, and Capital One.
Can Iranian open bank account?
Yes,but unfortunately not all banks
