This would depend on the circumstances. Obviously you have insurance that you pay for and therefore should expect to have claims paid. That said, sometimes the net impact is such that you might be better off paying for it yourself.
Let's say you had a $500 deductible on your auto policy and you had a $400 mirror replacement claim. If you filed a claim you would receive nothing because he amount is under your deductible. Easy call, just pay for it and leave the insurance company out.
But what if the claim is $550? Then you should be aware of what the claim may do to good drive or other discounts. Is the net $50 you will be paid after the deductible worth losing a 5% or 10% discount on your total bill? Maybe not.
At a minimum you should understand the consequences when you file a claim.
A claim that you make on your own insurance for repairs due to a collision.
The insurance premium is the amount you pay the insurance company every month. The insurance deductible is the set amount which you pay out of pocket for repairs after you make a claim. For example... you may pay $100 to the insurance company every month for the insurance policy and have a $500 deductible. If you file a claim you are expected to pay for $500 of the repairs yourself, while the insurance policy covers anything above that amount up to your max limits.
If you want to collect the depreciation your insurance company withheld from your claim payment you must make the repairs to your home. After you make the repairs contact your insurance company and they should issue a check for the depreciation.
What! Insurance pays for financial losses. I don't understand your question.
Contact the claims representative and have them adivise you on what to do.
This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.
You will need to for the insurance claim for car repairs.
Yes. Keep in mind that claims count against you so sometimes if you don't intend to do the repairs it is better not to place the claim. 4lifeguild
That means that it is really stupid
It will not go against your insurance because a claim has not been filed only a police report.
You get their insurance Information and submit a claim for any damage or repairs to the Insurer
You can either borrow money or what to get the repairs done until you have your deductible.