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A claim that you make on your own insurance for repairs due to a collision.

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11y ago

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If you hit something while driving your car what kind of claim do you file?

a collision claim


How can one file an insurance claim for a rear end collision?

One can file an insurance claim for a rear end collision by going to one's insurance carrier's collision center, and filling out the necessary paperwork as they take a look at your vehicle.


Can a owner who is also a driver parked a vehicle and vehicle start rolling down claim from insurance co the payment for repairs?

Yes, if you have collision insurance. It would be a collision claim and you would have to pay what your collision deductible is. If your car caused damage to someone else's vehicle or property, you would also be liable for the damages.


Does comprehensive auto insurance cover roll over due to black ice?

No. This would be a collision claim because all roll-overs no matter the cause are collision claims.


Is a comprehensive claim a chargeable claim against you?

A comprehensive claim typically refers to a type of insurance claim that covers damages to your vehicle not involving a collision, such as theft, vandalism, or natural disasters. Whether it is chargeable against you depends on your insurance policy and the circumstances of the claim. In many cases, comprehensive claims may not impact your premium as significantly as collision claims, but they can still potentially influence your rates. It’s best to consult your insurance provider for specifics regarding how a comprehensive claim may affect you.


If you hit a curb and your car is damaged can you claim insurance?

Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.


Will your comprehensive portion of my auto insurance cover your damaged transmission if you went over a curb?

No, that would be a collision, and would be covered under the collision portion of the policy, and the collision deductible would apply. Collisions are also considered a chargeable claim for rating and insurability purposes.


I had a single car accident with no injuries and just damage to my car. How do I proceed with my insurance company?

You call your insurance company and file a collision claim. You pay your collision deductible and they will set up repairs for your vehicle.


If your car was stolen and on the day it was returned you had an accident which claim will be applicable?

both, there will be two different claims, a comprehensive claim on the theft, (damage that was done by the theif) and a collision claim on the wreck you had when you got it back, and yes both deductibles would apply.....


Will your premiums go up if you were involved in an auto accident but were not at fault?

No. The person is only penalized when they are the one at fault. It will not affect your insurance coverage. WAIT... They might! If you're insurance claim to cover the damage to your car was a collision claim... then other companies will see your collision claim history and return a higher rate quote to you! It's not fair but that's how it goes. Yes , its true for me premium kicked off to $705 from $630 after that claim appeared on my claims history


When will your insurance company pay for your collision claim?

If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.


Will comprehensive auto insurance cover a claim if a tow truck damages your car in transit?

I would say that the tow truck is liable for this claim. This is also what your insurance company will say even if they go ahead and pay the claim to keep you happy. Most of the time your company will pay then they will subrogate against the responsible party. If you have comp and collision then their is no issue. If you have comp and not collision then issue of what happened may come into play.