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Which of these is the best description of delinquency

Which term is defined as property that is pledged as security on a loan

This is Paula's monthly budget What percent of her expenses is spent on insurance

Which term is defined as the money you owe to a person business or institution that extended a loan to you

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Q: Is it considered a repo when you turn the auto in yourself and have not missed a payment no bank involved made payments to the company the van had problems and your credit report shows it as a repo?
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