Yes it is fraud and theft. The moment the authorized person died, so did the permission.
The use of a deceased person's credit card would constitute credit card fraud. Unlawful use of a credit card is a criminal offense.
A good place to start would be to contact the credit reporting agencies and request a copy of the deceased's credit report to notify the creditors.
Your local police department
Not unless they were guarantors of the debt.
Depends what the penalties for theft is - which is exactly what you're proposing !
The probate code would explain the process for closing an estate.
None, you are entitled to your free credit report once a year from each credit bureau. You are not entitled to any free credit scores.
You are legally entitled to three credit report per year from each credit bureau.
No one. In that case the debters are SOL (although I believe they may be able to seize the deceased persons assets and sell them all to pay off as much of the debt as possible)
You are entitled to one free credit report from each of the three major credit reporting agencies each year.
No. She must get a credit card in her own name since the guarantor on the account is deceased.
You are entitled to one free credit report from each of the three major credit reporting agencies each year.