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Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then you may want to look into it.
What else can I help you with?
Can your employer cancel your health insurance when you are on short term or long term disability because you did not make a payment on your insurance like is normally done through your paycheck?
Your employer's obligation to pay premiums normally stops when your paycheck does, that is, when your medical and personal leave is exhausted, and there is nothing left to deduct the premiums with. When that happens, the insurance company, not your employer, cancels your health insurance for lack of premiums. There are many ways to avoid this tragedy, including donation of leave by co-workers, if permitted, to keep the paychecks coming, or employer paying premiums for you until you are able to return to work. Good luck. JJ
Can an employer force an employee to use their company health insurance as the employee's primary insurance when the employee already has very good insurance?
No, They can not
How do you write a short essay about principle of insurance?
The fundamentals of the general insurance is a good topic for a short essay on the principle of insurance.
Why would a person need to get private health insurance?
If a person does not have a job, or if their job does not provide health insurance, then the person might choose to buy private health insurance. It is usually less expensive to purchase health insurance through ones employer, but part time, contingent or contract personnel might not qualify for insurance through their employer. It is a good idea to have medical insurance at all times because illness or injury can strike any time and can rapidly become very expensive.
Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?
My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.
Should you purchase term life insurance in addition to life insurance offered by your employer?
Keep in mind that usually life insurance through your employer does not leave with you when you leave work. So if it is 10 years and you decide to leave, you will at that time have to get your own individual life insurance. Now you are 10 years older and your height and weight could be different and you could have medical conditions. Yes, it is a good idea to get life insurance in addition to your work insurance. This way you will be covered at a younger age.
Where do you go to find if your life insurance policy is still good?
Call your agent or the policy issuer. If you have lost your contact infomation, go to the company website online to get the mail address and phone numbers. If you get your life insurance through your employer, your employer Human Resources or Benefits Administrator can also usually help answer questions like this.
Why are people forced to accept medicare when they already have good health insurance?
The current regulations require tat you have some sort of minimal health insurance, either through an employer, purchased on your own, or from the government (medicaid) if you qualify based on income and resources. If you already have health insurance from an employer or otherwise that is comparable to or better than medicare than you can keep it and do not need to apply for medicare.
Since my employer made a mistake in calculating my income for the group short term disability insurance company even though I questioned the amount who is liable for the overpayment?
Sounds like he would be. Good luck duking it out with him.
Can your employer refuse you medical insurance that is currently provided to others?
Your employer can refuse if they have good reason. I'm not certain what kind of reason that could be, but if they are providing insurance to everyone else except you, you might have a discrimination case on your hands.
Who do you contact about workmans comp fraud?
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
What is a good resource to find information about short term car insurance?
The Money Supermarket website offers information about short term car insurance. The website has a directory of short term insurance providers and information about their offers.
