The laws could vary by state. Usually, if you are in an accident or stopped by law enforcement, they are looking to see if the car has insurance. You can be cited and have to go to court. But all likelyhood, the states attorney may just go after the driver.
No. * i say Depends on your policy. Call your insurance person.
Yes
that depends on their insurance policy
You really cannot have a policy issued without the insured person knowing it as they will have to sign the policy as it is a legal contract. If you sign their name you have committed a felony of forgery and this is illegal.
It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.
not if you are personally insured to drive that vehicle on your own policy
You would probably be insured for liability, but the car would not be insured for collision. However, to be sure, you should call your agent or read your policy.
Yes, as long as she has a drivers license. You are the name insured on your policy all other legal drivers are allowed to drive your vehicle as an occasional driver.
no she has to be on your policy , or if you are full comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only
Providing you DO NOT live at the same address as the insured (in Massachusetts)
Yes you can, provided they have a license. However, if you intend to drive it also make you sure you are on the policy as well.
Yes, you must have insurance to have a license. It is illegal to drive otherwise.