The time frame in accordance with the FDCPA is between the hours of 8 a.m. and 9 p.m. in the account holder's time zone. However, this only applies to third party collectors, it does not apply to the original creditor. OC's are not bound by the federal debt collection act.
A creditor can call you on Sunday. The hours they can call are 8:00 am-9:00 pm. If you have spoken to a creditor once during these hours on a given day, they are not allowed to call back that same day.
Its a legal order levy, from a creditor with a judgement or the IRS who are legally required to get a judgement and legal order before they levy your account, but they often just notify the bank and the bank turns over your money without a proper legal process.
It is illegal don't let anyone do that to you just call the police right away
Well to be fair its his/her call because its legal :)
In states that do not recognize civil unions, the term does not have any legal meaning. It's not called anything else, it just has no legal recognition.
NO! In the event that you defaulted and the creditor took you to Court,they would certainly encounter technical difficulties-and most Judges would just throw out the matter. This doe's not sound LEGAL!
They just did it on mine!
The word "comparison" is just fine.
Yes, in the state of Texas, a creditor can come right to your house if you owe debts. However, in other states, the creditor must first get court papers to just show up at your residence.
A loophole for what? It's not a legal term or anything you can be forced to do. It's just an expression.
An abandoned call means you actually answered it and hung up or lost signal or something but an unanswered call is just that an unanswered call
Summonsed is an official, legal term referring to being called to appear in court. Summoning someone in everyday usage is just to call or request them.