Debt Collection
State Laws

Is it just legal for a creditor to call between 9-5?

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Wiki User
April 19, 2005 9:30PM

The time frame in accordance with the FDCPA is between the hours

of 8 a.m. and 9 p.m. in the account holder's time zone. However,

this only applies to third party collectors, it does not apply to

the original creditor. OC's are not bound by the federal debt

collection act.

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