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Is it legal for a Health Insurance Company to delay the institution of your coverage and then try to back-charge for the period you were not insured?
Wiki User
∙ 15y ago
This can be a confusing issue. Just because you might not have an ID card in your hand, doesn't mean you're not covered. Answer: No, any company cannot intentionally delay service to generate fees for the customer. Any delay would have to be unrelated to future charges. In your case, there may have been a normal delay as per policy, that may have been caused by some sort of default. In wich case, that would not be the company's fault, and said "back-charges" can apply. A representative from the company should be able to find and describe the cause of said delay. If no cause can be found, a refund for wrongful charges may be due.
Wiki User
∙ 15y ago
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