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Is it legal for a homeowners insurance adjuster to ask income after a break in?
Wiki User
∙ 12y ago
Yes, It is legal. It's a standard normal question in the course of investigation or adjustment of theft claims.
AnswerAn insurance adjuster or agent should NOT need income information. Contact your State's Insurance Commission.Answer
While the foregoing is true for the run of the mill claim, there may be circumstances where the inquiry is proper. For example, if the insurer has good reason to believe, after investigation, that the insured may have been complicit in the loss, it may be reasonable for the adjuster to inquire about income. Since the adjuster (unless it is a public adjuster who works on behalf of the insured) works for the insurer, the insurer may need to know whether the insured is/was in need of money and staged the loss to get insurance payment.
Wiki User
∙ 12y ago
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