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Is it legal for a merchant to charge a fee for debit card purchases under 10.00?
Wiki User
∙ 14y ago
it is illegal in my home state, however some merchants will do it anyway.
Wiki User
∙ 14y ago
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Is it legal in the state of Pennsylvania for a private club to charge a convenience fee on a credit card charge?
It is legal, but against the Merchant Agreement that the club would of signed to process credit cards.
Is selling knock off in Canada legal?
it is legal as long as the merchant tells you it is a knock-off, if they try and sell it as a original and charge that price they are in deep trouble.
Are straw purchases of a car legal in CA?
No automobile straw purchases are not legal in California. Straw purchases are attempts to intentionally defraud a lender and if found out the car loan could be void.
Is it legal to invoice in Canadian funds but charge that amount in US funds on your credit card?
if your credit card is Canadian and you go to the USA your purchases will be charged in US funds, if your credit card is American and you come to Canada you purchases will be in Canadian funds.
What is the journal entry for legal expenses?
To record legal expenses in a journal entry, you would debit the Legal Expenses account and credit either Cash or Accounts Payable, depending on whether the expense was paid immediately or is still outstanding. This entry helps to accurately track and report legal costs incurred by the business.
Is it legal for a bank to charge overdraft fee for insuffient fund when a debit card is for a purchase?
Yes, it is the same as if you wrote a check without enough money in the account to cover it.
Can a bank decline your debit card transaction to any merchant?
Usually if the bank has had several claims that a merchant has tried to scam a customer, they block the merchant from making anymore transactions. You could call your bank and tell them you want to make the transaction and usually they will white list your account so you can make a transaction with the merchant. If the bank says they won't allow you to, take a look at their Terms of Service, you signed that legal contract, so if it says they're allowed to decline any transaction then yes they are allowed.
Is it legal for a company owner to charge off personal purchases off to company jobs My former boss is chariging personal purchases to government job numbers. Is that Legal?
Without knowing the specifics of the contract that your employer has with the government, it is impossible to render an opinion. If you have doubts about the legality of the situation, you can report it to the governmnent and you will be protected under the "whistle-blower" laws AND may be eligible to receive a reward.
What is the legal age to use a debit card?
There is no specific legal age to use a debit card, but most banks require individuals to be at least 18 years old to open a bank account and obtain a debit card. In some cases, minors can have a joint account with a parent or guardian to use a debit card.
Is it legal for Conn's Appliances to require insurance on purchases?
Yes, it is legal for Conn's Appliances to require insurance on purchases as long as they clearly disclose this requirement to customers at the time of sale. However, customers may have the option to decline the insurance if they wish.
Is it legal for a restaurant to charge a 50 cent surcharge for using a credit card?
Quite a few restaurants charge a minimal fee for CC use. It isn't a matter of "legality". Just the way a place chooses to offset the accounting expenses. No it is not legal to surcharge 50 cents or any amount on a credit card, but yes it is legal to surcharge on a debit/check/atm card any amount. A situation has been going on where people are complaining about being surcharged on there debit cards. First of all some of these people are ignorant because they do not understand the difference between a credit card and a debit card and when there card is processed as debit they get upset arguing to run there debit card as credit. There debit card will never be a credit card, the money that gets authorized for a transaction on there card is debited out of there checking or savings account. Credit obviously is the money that a financial institution is authorizing you to borrow and if you do not return that money before the billing cycle you have to pay interest. Also, there are people that ignore the rates that a restaurant pay on each credit or debit transaction and sometimes the restaurants or mom and pop stores lose when someone buys a chocolate bar or a soda using there credit or debit card. The surcharge or convenience fee that the drive throughs charge helps maintain the low prices of the food due to what the mrchant pays for credit or debit card processing. Some of these places pay up to $1,500.00 a month on credit card processing. Bottom line, yes it is legal to surcharge $.50 or more on debit/check/atm card transactions. I have paid $.99 at a taco bell and $.75 at McDonalds. $.50 is quite decent.
Can a merchant require a minimum dollar amount for credit card charges?
interesting question. I think they probably do have the legal right to do it because they are charged a fee for every credit or debit card transaction. Usually it is 3% of the purchase price but I believe there is also aminimum they must pay.
