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Absolutely but expect them to have a coordination of benefits provision that requires you tell the other carrier about both plans so you don't get paid more than the expense.

Stated otherwise, the purpose of insurance is to make the insured whole, not to make a profit for either the insured or the medical provider. Therefore, policies generally contain "coordination of benefits" provisions. These can be complicated to reconcile, but in general, require the insurers to work together to pay proportional parts of the claim. The insured will not be able to recover more than the claim, and payment will be subject to the terms, conditions, exceptions and exclusions of both policies.

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Q: Is it legal for a person to buy two health insurance?
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How old do you have to be to buy health care insurance?

You have to be at least 18 years old to buy health care insurance. If you are under 18, your parents or a legal guardian are in charge of that. It is possible to gain independence in the circumstances that your parents are unfit or you choose not to have them as your guardians if you are under 18.


Where can I get health insurance qoutes?

You can get health insurance qoutes at www.ehealthinsurance.com/. EHealth Insurance allows you to compare and buy different health options that are available.


Why would a person need to get private health insurance?

If a person does not have a job, or if their job does not provide health insurance, then the person might choose to buy private health insurance. It is usually less expensive to purchase health insurance through ones employer, but part time, contingent or contract personnel might not qualify for insurance through their employer. It is a good idea to have medical insurance at all times because illness or injury can strike any time and can rapidly become very expensive.


Where can university students buy health insurance in Seattle?

University students can buy health insurance in Seattle from a number of companies and banks. One can get such insurance from Wells Fargo, Cigna Healthcare and Neighbourcare Health.


Why might a person choose to buy individual health insurance?

any thing can happen so you want to be prepared what if you got into a car accident you don't want to be a fool and not have health insurance Health insurance really important to have you hardly her "I don't have health insurance" right like who says that? Now think why do people have health insurance if that doesn't help think of other insurance their all similar in same ways.


Which of these types of health insurance can you buy through a private insurance company?

a managed health care plan


What should you do if you're having chest pains and don't have health insurance?

Buy health insurance. Don't be a taker


Can you buy health insurance if you are a convicted felon?

Yes...


Can you buy health insurance through your financial advisor?

Usually your financial advisor is there to tell you if you to need to purchase the insurance or not but not there to buy it from. In order to purchase health insurance you would have to go through a different company.


Do the unemployed have to purchase health insurance and will they be penalized if they don't?

There is no penalty until 2014. Health reform allows you to go for three months with no health insurance, and face no penalty/tax. So, if the lapse is three months or less, there is no penalty. An unemployed person would, naturally, have a lower income and therefore might qualify for government subsidies to buy health insurance. The person should go online to the insurance exchange or call the exchange's navigators to apply.


When do you have to buy health insurance?

The answer to this question is really on 2 levels. 1. Currently, there is no legal mandate that an individual buy health insurance/ Therefore, "when" is not an issue. 2. However, if one is goint to buy it, it is preferable to do so before becoming ill or injured-at the earliest age that you can and when you can reasonably afford it. Individual health insurance costsand availability depend, in part, upon the health condition of the purchaser. Therefore, all other things being equal, it is easier and somewhat cheaper to get such insurance before a physical or medical problem is manifested. The buyer of any insurance policy should ensure that it is being is issued by an insurer that is authorized by the State insurance regulatory authority to transact business in the State.


Can my wife's insurance force me to buy insurance from my employer?

No, they can't force you to buy it from your job. You can buy your health insurance wherever you want too. That's between you and the insurance company you choose to purchase coverage from.