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The answer to this question is really on 2 levels.

1. Currently, there is no legal mandate that an individual buy health insurance/ Therefore, "when" is not an issue.

2. However, if one is goint to buy it, it is preferable to do so before becoming ill or injured-at the earliest age that you can and when you can reasonably afford it. Individual health insurance costsand availability depend, in part, upon the health condition of the purchaser. Therefore, all other things being equal, it is easier and somewhat cheaper to get such insurance before a physical or medical problem is manifested.

The buyer of any insurance policy should ensure that it is being is issued by an insurer that is authorized by the State insurance regulatory authority to transact business in the State.

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Q: When do you have to buy health insurance?
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