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According to the Fair Debt Collection Practices Act, no this is not legal. According to this act, the debt collector must contact you only, or if you are represented by an attorney, they may contact the attorney. The only time a collector may contact any other person, is to find out where you live, your phone #, and where you work. Maybe think about filing a complaint with the Federal Trade commission. Their email is www.ftv.gov

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Q: Is it legal for a repossession agent to tell the borrower's neighbors that they are there to repossess the vehicle?
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If you are in repossession status and are making efforts to pay on your late payments can they still repossess your vehicle?

Once the loan is in default the bank has the right to refuse payment and repossess the vehicle.


Will Harley dealership repossess when in for service?

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How do you get a legal order to repossess a vehicle in Oregon?

Present proof of your ownership and the lien contract to court and get a repossession order.


Is a repossession vehicle allowed to repossess a vehicle inside a private community in the state of Florida?

If the repossessor is allowed in, yes. They cannot force their way into the community.


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That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.


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