According to the Fair Debt Collection Practices Act, no this is not legal. According to this act, the debt collector must contact you only, or if you are represented by an attorney, they may contact the attorney. The only time a collector may contact any other person, is to find out where you live, your phone #, and where you work. Maybe think about filing a complaint with the Federal Trade commission. Their email is www.ftv.gov
Once the loan is in default the bank has the right to refuse payment and repossess the vehicle.
Dealerships are not typically recognized repossession agents, however, if you bring in a vehicle for service, and a valid repossession order exists for that vehicle, the delareship may secure the vehicle for the lender so that repossession may take place.
No. Absolutely not. If they enter a vehicle they do not have an order of repossession on, they've committed a crime. They may enter the vehicle they are there to repossess, and only the vehicle they are there to repossess.
Yes you can repossess if you are the soul owner. If the person whom your repossessing the car from gives you trouble, have the police meet you to witness the repossession.
Present proof of your ownership and the lien contract to court and get a repossession order.
If the repossessor is allowed in, yes. They cannot force their way into the community.
That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.
Yes. A lienholder is the lawful and sole owner of that vehicle, and it doesn't matter where they repossess it from, so long as they do it in accordance with state laws for repossession.
YES
I am not 100% on this but I am almost certain that they can as if an item is inside the home they can come in to take those
The bank can repossess their (not 'your' vehicle until you possess the pink slip) vehicle at any point where it's accessible to them, including places of business.
What qualifications and licenses are required to repossess vehicles in the state of Nebraska?