No, it does not discharge legal fines and/or penalties.
Usually for a first offense penalties include a fine, probation, or suspension of license. After that the penalties are pretty much the same, but increase with severity.
Normally they do not do this, however it is legal. It is legal and customary for utility companies to pull credit in response to a request for service. Many utility companies also report delinquencies on the bureaus. PECO (Pennsylvania Electric Company) is a specific example). The use of credit reports and credit scores is widespread and is a motivating factor for consumers to educate themselves and manage debt wisely. Some other examples of when credit is pulled are; by insurance companies, for employment purposes, by rental companies and by banks for savings and checking accounts.
Depends on where you live, but the penalties are similar to marijuana charges
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There are legal limits to how much interest can be charged. Usury rates are different in each state, most credit card companies are smart enough not to break the law.
In most countries there are no legal penalties. There may be legal repercussions.
Absolutely. You authorized additional pulls of your credit when you established the account. This is not only legal, but customary. Credit card issuers periodically check your credit to see how you are managing your financial obligations. If they notice late payments on other credit accounts, they can use clauses in your contract to raise your interest rate, even if you have never paid THEM late. They also perform an inquiry into your credit report in conjunction with an increase of your credit limit.
I don't know that it is legal or not, but most credit card companies will raise a stink about it! They don't want people to pay more for something because they use a credit card.
Yes, the credit card company will just continue to send you the bill until such time that your balance reach an amount applicable for a legal proceeding. When you don't pay your bill, your balance will accumulate penalties and charges, which will increase your balances monthly. Therefore, it is best that you seek the assistance of a credit card debt help counselor.
Credit card companies may call relatives that were given as a reference on the car loan. It is not illegal to call them, it is illegal to harass them.
It depends on what the illegal substance is. Crystal Meth penalties are the highest for possession