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Sure. I mean as long as you don't owe the Dentist for the cost of services he provided to you. Assuming that you already paid the dentist in full, the insurance company would reimburse you for the costs that they would owe under your policy. If you still owe the dentist, of course you can't keep the check. This is called fraud, theft of services, and makes you subject to both civil and criminal courts, where you will loose. Pay what you owe...

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Q: Is it legal to keep insurance checks sent directly to you for dental work?
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