Is it ok to change auto insurance after twenty years with the same company as another good insurance company can give a better discount because they already have your homeowners policy?
This is perfectly okay. Things to check on is make sure your deductable hasn't risen significantly, as well as your coverage terms. You know, fine print things.
If you refinance your mortgage do you need to get hazard insurance if you already have homeowners insurance?
If you are required to carry homeowners insurance by, say, the bank through which you have your loan, you can switch to another provider for insurance at any time (there are a few forms you would need to fill out, but your new agent would be able to help you with that). You wouldn't be able to switch to another kind of insurance, though. The new policy would need to be a homeowners policy.
Does homeowners insurance in Washington state cover anything stolen on your property even even if it does not belong to you?
Homeowners Windstorm Insurance Most homeowners Insurance Policies come standard with Windstorm Coverage unless you are in certain high risk areas. If your policy does not already have windstorm coverage and you need or prefer to have it you should contact your Insurance agent to ask about adding it to your policy. If the company you are currently with does not offer t he coverage for your area you may need to purchase through another provider.
All of the major insurane companies offer home insurance in each state. You can contact the company you already have insurance with to see if they offer homeowners inusurance as well. Another option is to look in the yellowpages and find the names of insurance companies that are smaller or will have local offices you can contact.
Usually not. Most companies do not rate up for a claim. However, at this time it is very hard to get homeowners insurance at a good rate if you are cancelled by another company or if you have claims it is hard to move to another company. Insurance goes in cycles. For the past few years insurance companies have been loosing money on homeowners insurance so they have become much more careful with their underwriting…
My mom , while over at my house, dropped one of her hearing aids which fell to the floor. Our bulldog chewed it up. Does homeowners cover the damage to the aid. Your homeowners insurance (Property Hazard Insurance) is specific to the named insured's property. There is no coverage for the property of another. In addition, the cost of a hearing aid would likely be far less than the deductible of the typical home insurance…