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Usually an exam is required, but depending on your age and the value of the policy, an exam may not be required.

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Q: Is it possible to buy a life insurance policy without a medical exam?
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Is it possible to get life insurance with no exam?

There are many Insurance Companies that will offer life insurance policies without a medical exam. However, the rates will most likely be higher than you would pay for a life insurance policy from an insurer requiring a physical exam.


Car insurance can coverage medical payment on motorcycle accident?

If you put medical insurance on the policy when the policy was purchased.


Is it possible to purchase an SR-22 from an auto insurance company without having their insurance on your vehicle?

No, an SR-22 is just a form that the insurance company sends to the state to notify them of the status of your insurance policy. It is an endorsement on your insurance policy. Hope this helps.


Can a life insurance policy be cashed out without taking a loss?

It is possible for a life insurance policy to be cashed but there will always be a loss for doing so if one is cashing in for the full amount. For some policies it is possible to withdraw accumulated interest from the policy with limited amounts allowed.


Can your car insurance cover your medical if you were involved in a motorcycle accident?

If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.


Do you need major medical insurance if you have employer supplied insurance?

Generally, employer-supplied insurance will provide major medical. Check your policy or ask your HR representative about your specific policy.


What are the Advantages of general insurance policy?

An insurance policy gives you peace of mind. If you get sick, the insurance policy will help make sure you are able to pay your medical bills.


What are the benefits of universal life insurance and what are the possible drawbacks of this type of policy?

What are the benefits of universal life insurance, and what are the possible drawbacks of this type of policy


Person is 26 years old and on her parent's medical insurance but has also taken out her own individual medical policy Which is primary insurance?

The individual policy is always primary.


Can you add step children to medical insurance policy?

When you get married, and either spouse has children, those children can be added to the policy. If you have a family plan, step children can also be added to a medical insurance policy.


If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?

The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.


What does medical claim mean?

A medical claim is the application for compensation against a health insurance policy or against another's liability insurance policy for the covered portion of a covered event.