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Usually an exam is required, but depending on your age and the value of the policy, an exam may not be required.

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โˆ™ 2010-02-23 20:20:00
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

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Q: Is it possible to buy a life insurance policy without a medical exam?
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Car insurance can coverage medical payment on motorcycle accident?

If you put medical insurance on the policy when the policy was purchased.


Is it possible to get life insurance with no exam?

There are many Insurance Companies that will offer life insurance policies without a medical exam. However, the rates will most likely be higher than you would pay for a life insurance policy from an insurer requiring a physical exam.


Is it possible to purchase an SR-22 from an auto insurance company without having their insurance on your vehicle?

No, an SR-22 is just a form that the insurance company sends to the state to notify them of the status of your insurance policy. It is an endorsement on your insurance policy. Hope this helps.


Do you need major medical insurance if you have employer supplied insurance?

Generally, employer-supplied insurance will provide major medical. Check your policy or ask your HR representative about your specific policy.


Can your car insurance cover your medical if you were involved in a motorcycle accident?

If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.


Can a life insurance policy be cashed out without taking a loss?

It is possible for a life insurance policy to be cashed but there will always be a loss for doing so if one is cashing in for the full amount. For some policies it is possible to withdraw accumulated interest from the policy with limited amounts allowed.


What are the Advantages of general insurance policy?

An insurance policy gives you peace of mind. If you get sick, the insurance policy will help make sure you are able to pay your medical bills.


What are the benefits of universal life insurance and what are the possible drawbacks of this type of policy?

What are the benefits of universal life insurance, and what are the possible drawbacks of this type of policy


Person is 26 years old and on her parent's medical insurance but has also taken out her own individual medical policy Which is primary insurance?

The individual policy is always primary.


Can you add step children to medical insurance policy?

When you get married, and either spouse has children, those children can be added to the policy. If you have a family plan, step children can also be added to a medical insurance policy.


What does medical claim mean?

A medical claim is the application for compensation against a health insurance policy or against another's liability insurance policy for the covered portion of a covered event.


What to do if auto ins policy isn't enough to cover my medical bills after accident?

If you have a health insurance policy (Medical Insurance) it will pick up where your auto coverage left off.


If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?

The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.


What are some advantages of having a health insurance policy?

"Some of the advantages of having a health insurance policy are that if one happens to get sick, they will be covered by their medical insurance. If one is not covered the costs for medical care can be detrimental."


Does home insurance cover injury to family member?

No. That's what your major medical insurance policy is for.


Does homeowners insurance cover injuries incured on a tractor?

No. That's what your major medical insurance policy is for.


Why is it important to obtain a job that has medical benefits if you are not covered by someone else's medical insurance policy?

Healthcare services and medical insurance plans are very expensive.


Can I buy a life insurance policy on my live in partner?

Anyone can buy a life insurance policy on anyone, but the insurance company may request a medical examination of the person.


Is True that medical insurance and health insurance are interchangeable terms?

Technically, there is no difference between medical insurance and health insurance.Even they are called mediclaim insurance policy,leading to the same ocean !


Is disability income included in comprehensive medical policy?

Disability Income insurance is not included in major medical. It is a completely different type of insurance.


What does coinsurance mean in medical insurance's?

It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.


What is accident policy?

An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.


Can you suggest options for medical insurance?

Now a days there are many Insurance provider companies offering range of medical Insurance policies, like; individual health Insurance policy, family health Insurance policy, group health plans and others. HDFC ERGO is one of the leading health Insurance policy provider, you can check HDFC ERGO's health policies.


Can you take an insurance policy out on a spouse without the spouse's knowledge?

Not a life insurance policy....The insured party would be considered the policy owner therefore it could not be issued without their knowledge & consent.


How can you check the status of a transferred policy without the policy number?

You cannot. Policy number is mandatory for any formal transactions pertaining to an insurance policy. How would the insurance company know which policy you are referring to without the policy number? Talk to the insurance agent who helped you with the transfer. He should have a record of the transaction and the policy number as well.