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What else can I help you with?
Do you have a credit score if you do not have any credit cards?
Yes, it is possible to have a credit score even though you don't currently have any credit cards. If you have ever applied for credit of any type then you are likely to have a credit score.
Is Chexsystems subject to the Fair Credit Reprorting Act rules as other credit reporting agencies?
Yes. Even though Chexsystems focuses on providing one's historical checking and savings activities to commercial banks and credit unions, in 1999 the organization was categorized by the government as a credit reporting agency. Accordingly, they are subject to the Fair Credit Reporting Act.
What state accepts credit cards?
all states accept credit cards there arent any that do not accept use of a credit card. I think other countries even allow the use of a credit card
How does interest free credit cards benefit people?
Interest free credit cards benefit people by making it impossible for them to run into credit card debt. Even if they keep a balance on their credit card, which is most people.
Which credit cards offer the best interest rate for people with poor or fair credit?
Well, I would recommend Visa or MasterCard because they offer great services with their credit cards, even for people with poor or fair credit scores. They also have very low interest rates for their credit cards.
Is a widow obligated to pay for her deceased husband's credit cards even though she is not on the credit cards in Arizona?
Money that goes to his estate needs to pay off the account.
Do people use credit card generators in scams?
No people do not use credit card generators in scams. People find out authentic credit card numbers by theft of credit cards or even scanners that can scan cards in a person's pocket.
How to win a dispute ony credit report ony credit report that is not even mine?
You will have to contact each of the three credit reporting agencies separately in order to dispute charges and false information on your credit report that does not belong to you.
Does closing cards yourself affect credit score?
Yes, closing old accounts negatively impacts your credit score because it shortens your length of history which makes up 15% of your credit score. Keep you old credit cards open, even if you don't use them.
Does your credit history in the US affect your credit in other countries?
Other countries use different credit reporting systems. Credit history usually applies to only one country. Even within the same credit card network, information is not shared between different countries. For example, if a person has been living in Canada for many years and then moves to the United States, when they apply for credit cards or a mortgage in the U.S., they would usually not be approved because of a lack of credit history, even if they had an excellent credit rating in their home country and even if they had a very high salary in their home country. (Source: Wikipedia) refer to links for more information
What are o credit cards?
Do you mean 0% credit cards? If this is the case it is when you have no interest on purchases. However you cannot miss one payment or even be late one day with a payment or it will adjust to a regular rate.
What is the punishment for defaulters of credit cards and personal loan in India?
It will go on your credit score. This can make it difficult to get loans later on or to even get a house.
