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Absolutely not! Never ever do this. A collection agency can demand anything, however they have no legal powers. If the CA is working for the orignal creditor all they can do is continue mail and phone contact. The debtor even has the option of sending a "cease and desist" letter to stop them from any contact at all. Before legal action can be taken, the OC has to refer the account to a collection attorney licensed to practice in the state where the debtor resides. Or the account is sold to a third party collector who after attempting to reach an agreement can refer the account to an attorney for legal action. All this takes a great deal of time, the debtor should never be rushed into making a decision as to a settlement or any payment agreements. NEVER GIVE A COLLECTION AGENCY YOUR PERSONAL FINANCIAL INFORMATION!

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Q: Is it wise for you to give the collection agency post-dated checks 3 to 6 months in advance if that is what they keep calling and demanding?
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