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absolutely and should promptly report to company, other driver can come back in a month with entire vehicle damaged claiming you did so........

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Q: Is it worth it to trade insurance info in a mild accident if there is no visible damage to either vehicle?
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What if a fraudulent vehicle accident and there is no damage to either vehicle?

Then the people will be charged with insurance fraud.


What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?

Collision


What is the type of vehicle insurance that covers damage sustained by the insured vehicle in an accident?

C. Comprehensive


Why is car insurance mandatory?

Driving a vehicle raises the risk of an accident. An accident may damage one's own vehicle or may damage a third party. This may cause financial or legal penalties to the owner of the vehicle. To avoid all or to compensate for the consequences we should opt for insurance. There are 2 types of vehicle insurance. Third-Party Insurance: - Comprehensive Insurance


If the at fault party in a vehicle accident does not carry insurance in Louisiana can you sue that driver for damages to your vehicle?

Yep. if they did the damage.


What does property damage liability car insurance cover in an accident?

Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.


Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?

Insurance follows the vehicle, not the driver.


What is liability coverage on auto insurance?

This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.


What to do when you damage your vehicle backing up into another vehicle?

Most insurance companies will instruct you to call them first when you have an accident, unless there are injuries. You should call the police to get an accident report.


If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers


What if you are driving someones car that doesnt have insurance and you get in an accident but you did not know they did not have insurance?

Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.


If a person has permission from you to drive your car and then has an accident can the damage be claimed under their insurance instead of yours?

No, the vehicle's owner's insurance is liable. The insurance is on the specific vehicle, not on the driver. It does not seem fair, but that is the way it is. Nathan C