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Is mobile phone insurance necessary for my phone?

Updated: 9/16/2019
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10y ago

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Mobile phone insurance isn't necessary on your cell phone, but if you can afford it, and have a modern smartphone, it's highly recommended. If your phone accidentally breaks, you're going to need to replace it, and a modern smartphone can easily cost upwards of $500 off contract.

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Q: Is mobile phone insurance necessary for my phone?
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Related questions

How does mobile phone insurance protect consumers?

Mobile phone insurance does not protect the consumers but rather the phones. Most mobile phone insurance will replace of fix a phone if it is damaged, broken, or stolen.


Does boost mobile offer phone insurance?

Yes Boost Mobile offers phone insurance.


Where can I get insurance for a cell phone?

You can only get insurance through your phone's company or the phone's manufacturer. So if you have an iPhone at AT&T, you have to contact AT&T or AppleCare to get insurance. They have to look at your phone before you get the insurance to make sure that it isn't already damaged.


Can mobile phone insurance cover the cost of a new phone?

Mobile phone insurance usually still requires a deductible to get a new phone in the case of theft or damage to your smartphone. Still, it is a much better deal than having to pay upwards of $500 for a new smartphone without the insurance. Most cellular carriers (Sprint, AT&T, Verizon, T-Mobile) offer monthly insurance on smartphones.


Protect Your Teens Cell Phones with Mobile Phone Insurance?

Most teenagers have cell phones so that they can talk and text their friends. If you have a teen with a cell phone, you should be sure to purchase mobile phone insurance. The insurance will protect your teen's phone if it gets wet or damaged. It will also cover the cell phone if it is lost or stolen. The cost of the insurance is much cheaper than replacing a cellular phone, as many cell phones cost hundreds of dollars to replace. Most mobile phone insurance plans cost less than five dollars a month.


What are the disadvantages of having mobile phone insurance?

The most obvious advantage to having mobile phone insurance is protection against theft or damage to a possibly very expensive device. Depending on the level of coverage this type of insurance may also cover phone calls made on your stolen phone. The disadvantages of having the insurance is that you may never need it, spending unnecessary funds. Mobile phone insurance can also be very picky about what exact circumstances it will cover, lowering it's value and useability.


What companies provide cellphone insurance?

Companies that provide Mobile Phone insurance include Protect Your Bubble, Gadget Guardian, Esurance, CredoMobile, Budget Mobile Cover, and Switched on Insurance.


What is a good company for phone insurance?

Usually the best place to get insurance for you phone would be your mobile phone provider. I know that Verizon offers an insurance program for their customers. Maybe go talk to an agent at your phone care provider.


What companies offer mobile phone insurance when travelling to the UK?

Most of the phone companies like AT&T or Verizon offer their own insurances for your phones for both local or international travel. Some stores also offer like RadioShack or BestBuy sometimes offer insurance on your for your phone. But there are also countless other companies that offer mobile phone insurances. Some travel companies also tend to have mobile phone insurance.


How can you fix your mobile phone at home?

Yes, if you have the expertise and special tools necessary.


Is there mobile phone insurance for new phones?

Your phone company or the business where your purchased your phone should offer you some sort of insurance. You can usually select to pay in installments or up front.


What are the advantages of having mobile phone insurance?

Mobile phone insurance will cover the cost of a replacement cell phone should it be stolen, stop working, or become damaged for any reason. This is great for the teenager who has their own cell phone as they are not always careful. Also, if your toddler happens to get a hold of your phone and throw it in the toilet, you are covered.