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FINANCIAL RESPONSIBILITY LAW-IT DOES APPLY TO MOTORCYCLES!
Florida's No-Fault, or "PIP Law" does not apply to motorcycles, "Trikes" or motorcycles with sidecars. HOWEVER, the Financial Responsibility FR Law applies to ALL motor vehicles in Florida, including motorcycles. Thus the voluntary purchase of motor vehicle liability insurance by an owner, operator or owner/ operator is highly recommended. Failure to carry property damage and bodily injury liability insurance in case of a crash, DUI conviction or other occurrences outlined in Florida's FR Law, Ch.324, may result in some or all of the following:Loss of license/tag and registration, and/or restitution or civil court judgment, and future proof (three years) of high risk, SR22 mandatory liability insurance coverage just to keep your driver license - even if you do not own any motor vehicles.
From this you can see that no it is not required. However, if you crash into another person's property (i.e. their car, a house, a mailbox, etc.) you are going to be held liable for all damages and you may also be fined, have your license suspended/revoked, bike impounded, be labeled a "high risk" operator, and/or other various penalties. Notice that the excerpt says you may be subject to "civil court judgment". If a judge deems it necessary, you may be sentenced to serve time in jail or other sentences at the court's discretion.
Motorcycle insurance is really cheap. Mine costs about $100.00 USD a year. It's worth it...
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∙ 8y ago
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Do you have to insure your motorcycle in fl?
Motorcycle insurance is not required in Florida. Banks will require you to carry it if motorcycle has lien. Most major manufacturers(Honda, Yamaha, Suzuki, etc.) do not require insurance if you finanace through them. Must have insurance to ride without a helmet in Florida, though.
Does Florida require motorcycle helmets?
No, you are not required to wear a motorcycle helmet in the state of Florida as long as you are 21 years of age and have at least $10,000 in medical insurance coverage.
Is motorcycle insurance required in Ohio?
I am a Insurance Agent in Ohio and yes insurance for a motorcycle is required in Ohio.
Is motorcycle insurance required?
only if you have a motorcycle
Is a speedometer required on a motorcycle in Florida?
No.
Who offers affordable motorcycle insurance in the Florida area?
In Florida, motorcycle insurance is actually not required! Although there are certain requirements that must be met in order to drive without motorcycle insurance, and it is always a bigger benefit and safer to get insurance. Motorcycle coverage options are similar to those for cars, but cost much less. Each state sets it own requirements, so you should contact a few companies in your area to get quotes. Top companies in Florida are Geico and Progressive.
Do you need proof of insurance to register a motorcycle in Florida?
no
Is motorcycle insurance required in South Dakota?
no but if you leave it is
What is the motorcycle insurance rate in Canada?
A basic minimum amount of insurance is required when operating a motorcycle in Canada. Nationwide offers motorcycle insurance in Canada. The rates vary according to the motorcycle, your age, and your driving record.
Do you need motorcycle insurance in WA?
You are not required to have insurance for a motorcycle in the state of Washington. Information can be found on the WA state DOL website.
Do you need motorcycle insurance to ride a 150cc gas scooter in Florida?
no
Do you need a motorcycle licence to ride a 50cc motorcycle in Florida?
Yes, you are required to have a motorcycle endorcement to ride a motorcycle with a displacement of 50cc's or greater.
