Is my 18 year old son covered under are nationwide full coverage car insurance?
You should check your policy wording, insurance schedule, proposal (or statement of fact) and certificate to see who is and who isn't included.
If in doubt, check with your insurer directly.
The pool would be covered under Coverage B "other structures" of your policy. Any structure not attached to your home is covered under Coverage B. Read More
if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy. Read More
Earth movement is generally not covered under a homeowners insurance policy so that should answer your question. The only case it might be covered is if you purchase an endorsement to add coverage for earthquake. Remember that maintenance and faulty building is not covered under homeowners insurance. Read More
yes under coverage B - other structures Read More
Dental Coverage is not usually covered by General Medical Insurance because it is too expensive. Read More
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft. Read More
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages. Read More
No, Buildings under construction are covered under a builders policy. After the building or other structure is completed you can then schedule it on your homeowners insurance policy for coverage. Read More
Can a wifes maternity expenses be covered by the husbands insurance if her insurance does not have coverage?
If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier. Read More
This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke. Read More
No. Automobile-related occurrences are not covered under homeowners insurance. In fact, they are expressly excluded. Read More
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles. Read More
Lightning is covered under Comprehensive coverage, if the vehicle has that particular coverage on it at the time of the incident. If you have that coverage is place, file a claim with your insurance company, and you should be compensated for your loss, minus the deductible. Read More
If you are talking about Tricare insurance in the United States, then yes, the veteran can choose the family coverage option. Read More
RBC Insurance offers both Personal and Business Insurance. Options for Personal coverage are Home & Property, Auto, Life, Health and Travel Insurance. Options for Business coverage are Life, Health (Disability), Dental, and Credit Insurance. Read More
There are different coverages under an auto insurance policy like the liablity coverage,-(PPI) comprehensive coverage and collision. You switched the insurance and so the new car has only the coverage which you had opted for in your old car which might have been only the liablity - mandatory coverage. Thus technically you had insuracne coverage sufficent to abide to your state rules but your car was not covered for own damges of comprehnsive damage to… Read More
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage. Read More
Hail damage and other acts of nature is covered under the comprehensive portion of your policy. If you picked comprehensive coverage when you purchased your auto insurance then yes, it would be covered. Read More
Yes, 100% coverage if you covered it with a rider. If not, than a small % as allowed by your policy subject to your deductible. Read More
No. Homeowners insurance is "Property" coverage. Murder is a criminal offense and is not a covered peril under a home's property hazard insurance policy. Homeowners insurance does not provide liability coverage for criminal acts nor is it a replacement for a life or death insurance policy. Read More
If you are covered under medical insurance with the exsiting job and switch jobs while pregnant will the new medical insurance cover you?
Typically yes. HIPAA allows you to be covered for pre-existing conditions if there is no break in insurance coverage. If your prior coverage didn't cover deliveries, the question may or may not be more complicated. Contact the Insurance Commissioner's office in your state. Read More
We have insurance riders on items not regulary covered under our homeowner's insurance. Things like fire arms, jewelry, antiques, recreational vehicles and things like that are things that are usually covered by riders. You will need to check with your agent to find out what is covered and what you might need extra coverage for. Read More
In order for anyone to be covered under anyone's health insurance, they must be listed on the policy and a premium must be collected for them. If your spouse did not include their names on the plan and no premium is being collected for them, then they won't have coverage. Read More
There are a few general liabilities covered under Nationwide Insurance's general liability plan for businesses. This insurance will cover injury damages, lawsuits and settlements, and violation of copyright. Read More
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils. Read More
Physical Injuries are best covered under your medical or health insurance plan. The coverage is usually much broader. Read More
Coverage under private insurance varies greatly based on your carrier and your deductible. Most private medical insurance is a cushion against major catastrophes like a sudden heart attack. Read More
Comprehensive coverage will usually cover you if you hit a deer. Coverage may be optionally covered under comprehensive or collision in some states. If you do not actually hit the deer and have a collision, it would only be covered under collision insurance. Read More
It depends on the scope of coverage you purchased. Talk to your insurance agent if you have questions about your coverage. Your agent would the person in the best position to advise you of coverage. Read More
Contact your insurance agent. If you have additional structures coverage and your well meets the definition of an additional covered structure on your policy you may have coverage. Bear in mind that additional structures will be covered for the same perils as your main structure. Typical perils are Fire, Wind, Hail damage etc per your schedule of covered perils. Read More
That would depend on your insurance policy. Te covered perils are listed in your policy package under the heading "Covered Perils". You could review your coverage with you Insurance Agent for clarification. Read More
No. The "standard" auto policy will not cover a two-vehicle unit. You can get motorcycle coverage with a company. Dairyland used to be one of the primary companies for motorcycle coverage. Check with an independent insurance agent that handles personal lines coverage. Most know the companies that would be suited to write the motorcycle coverage for you. Read More
When you file an insurance claim, if you do not have enough insurance coverage, under insurance claims can be the result. Under insurance is a term used when calculating claims when the coverage is not enough and the policy has undervalued the amount insured. Read More
No, movement of earth or soil is not covered under a homeowners policy just as an earthquake is not covered under a normal policy unless you purchased the additional coverage. Read More
If you're a college student covered under your parent's medical insurance and you're getting married are you dropped from their coverage once married?
As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance. Read More
Laptops covered under homeowners Insurance Policy If the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer. Answer If the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered… Read More
If you have full coverage auto insurance will it cover the car if you let your girlfriend drive your car to work?
Anyone you give permission to drive your car,is covered under your insurance. Read More
Yes, If the storm was a covered peril under your home insurance policy, then the resulting damages should be subject to coverage. Read More
Yes, this is a common occurrence. You will need to have it covered under your home insurance policy. The car insurance won't cover it because we can not be held liable to ourselves, so you have to file under the home policy. Read More
A medical assistant when working under the supervision of a employing physician should be covered under the employers insurance. The assistant could still get their own malpractice coverage though if additional security or a higher coverage limit is desired. Read More
Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it. Read More
If you are asking about her medical coverage from her employer, absolutely. Read More
First the suit will not be filed against the insurance company but against you as the homeowner. Your insurance company will come in and protect you from the suit. This is covered under your liability section of the insurance policy. Your coverage includes legal fees in addition to the amount of coverage on your liability section. Read More
The primary coverage is provided under the plan provided by the employer. Secondary coverage is usually a result of being covered as a dependent under someone else's health insurance plan. Read More
The landlords insurance would cover the hotel costs if your apartment was damaged under a covered insurance loss. Your tenants insurance would also provide coverage as well. Read More
If your child is covered under your insurance while in college, the coverage probably ends in the month that the child graduates. You can probably purchase Cobra coverage at a higher rate until the child buys his or her own coverage. You should check with your insurance agent (or the actual policy if you have it) to be sure of the ending date of your graduate's coverage. Read More
It depends on the insurance policy. You can always call your insurance agent and ask him or her to clarify your coverage. Just FYI - when it is covered, you are usually supposed to contact your insurance company ASAP when you discover the damage in order to start the claims process. Read More
If you have fire insurance on your own home you will be covered under your own policy. You don't need to worry about whether the neighbors house has insurance or not. It does not affect the coverage you have under your own policy. Read More
No, Your Standard Homeowners policy provides no coverage for Tenant occupancy. You can request a rider from your agent. Read More