When you buy an insurance on your asset, you are essentially buying a put option on your asset for protection much like the Protective Put options trading strategy. As such, to the insurer, they are actually selling a naked put option to the buyer of the insurance.
Yes, you should call a direct-insurer (which is the insurance company) and you can buy your insurance from them directly.
First call the person and get his or her insurance information, then call the insurer and file a property damage claim. If the person is uninsured you can file the claim with your own insurer.
Call the insurer with the name of the insured and the policy number. They can verify if it is valid or not.
anywhere from 30 percent to 200 percent depending on the insurer. Just call your insurer and they will tell you.
Almost any Insurer that provides commercial lines coverage will have a program for caterers. Just call your insurance agent, check the yellow pages or search on line.
Chimerical Insurance quotes can be obtained from any insurer that provides Commercial Lines Coverage Just call your insurance agent, use the yellow pages or search on line with your favorite search engine. .
Call the insurance company and tell the representative that you want to file a claim. You will be given instructions. You will have to complete a claim form that the insurer provides, and at a minimum, submit a certified copy of the death certificate. The insurer may or may not conduct a further investigation, or request additional documentation.
every state should have a Fair Access to Insurance Plan - some call them "FAIR" plans - they are the insurer of last resort. contact a local agent to assist
The simplest way to find this out is to call your insurance agent or your home insurer's customer service line and ask them . However, if you have print out of your policy, it should list whether or not your have fire insurance coverage.
It may; you can call your insurer to find out. However, in some cases just making that inquiry can result in a higher premium, so be sure that you prefer to do the insurance route instead of the out-of-pocket route before you call them.
In general, yes. You are best advised to first call the other insurance company and see if the other person has reported the accident. If not, you can try to report it yourself, but the insurer will probably wait to resolve the claim with you until it has spoken with its insured and concluded its investigation. You should not assume that the other person's insurer will agree that its insured was at fault. Therefore, it is wise to report the collision to your own insurer too. If you have collision coverage (to fix your own car), the policy will require a prompt report of the collision and will give your own insurer the right to inspect the damage and prepare an estimate that it will pay. If the other party, or his/her insurer believes that you were responsible for the collision, a claim may be asserted against you.
There are many kinds of insurance. If you are asking about life insurance or health insurance, the minimum age is "at birth." If you are asking about auto insurance, the minimum age is "when they receive their driving permit." Call the insurer the day the permit is issued to have the child added to the parents' policy. I cannot speak to all insurers, but Geico (my insurer) doesn't charge premiums for kids who have driving permits, but does charge when they receive their license.