0
depends on what was damaged. But I think its a 50,50 chance.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
What is covered by structural homeowners insurance?
A lot. Are you asking what parts of the building are protected? Or are you asking what types of damage are covered? We can't help without a more specific question.
Will insurance cover structural damage in your home?
Yes, but it does depend on what the cause of the structural damage was. You need to look at your schedule of covered perils. Home owners insurance policies generally provide coverage for sudden accidental losses such as Fire, Wind, Hail, Falling objects, etc. See your policy schedule for a list of covered perils.
Can your home owners insurance cover structural damage in your home?
Depends on the specific insurance and the type of structural damage. The question is to vague to be answered adequately here.
Is erosion that is endangering the house and garage covered by homeowners insurance?
Unless you have a specific endorsement on your policy that provides coverage for erosion it would not be covered. If you have a land erosion issue it is best that home owner address the matter as a property maintenance issue soon as possible. There are land scape companies with the expertise to make the repairs necessary and mitigate most erosion issues. Barring a land erosion endorsement, (Which almost no Insurance company offers). Any damage or loss resulting from the erosion would also not be covered.
How long do you have to repair erosion damage on earth covered igloos?
90
How do you get homeowners insurance to pay for in ground pool structural repair?
They would pay for it only if it has been added to the policy (or if it was part of the home when insured) AND only if the damage was caused by some unforseen circumstance. IT probably would not be covered for a structural failure, an earthquake, etc. But if a bulldozer fell into it , that may be covered.
Would likely be covered under homeowners insurance but not by renters insurance?
Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.
Is termite damage covered by Farmers homeowner insurance?
No
Is corrugated tubing underground for water drainage considered part of construction material for Coverage A - Dwelling Coverage for homeowner insurance?
Your issue is probably not going to be whether or not it is part of coverage A but the whether or not the damage was caused by a covered cause. Underground pipes are usually damaged due to maintenance rather than a covered cause. For it to be a covered cause it must be sudden and accidental damage. Roots causing damage or erosion is not a covered cause. Find out what caused the damage first.
Does homeowners insurance cover plumbing repair to a sewer?
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
Will homwowners insurance cover damage to hardwood flooring?
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
Will your insurance cover hail damage before you owned your car?
Existing damage is never covered.
