Probably not. Supplemental health insurance is designed to fill holes not covered by major medical insurance plans: deductibles, co-pays, co-insurance, policy limitations, income replacement, and non medical expenses such extra travel, lodging expenses, etc.
Major medical insurance is designed to cover your primary need - catastrophic losses associated with a sickness or injury. Supplemental insurance should not be viewed as a replacement to major medical coverage.
At this site you can find a wealth of information on all different aspects of supplemental health insurance, including articles about what it is and how it works: http://www.ehow.com/supplemental-health-insurance/
There are many agents that offer supplemental Medicare health insurance. They vary state by state. Some are Cobra Health Plans, Humana, Longevity Supplemental, and Netquote.com.
No, you do not.
Supplemental health insurance supplements organ transplants, life threatening illness care; including cancer, and several other things that regular health insurance does not cover.
As the name suggests, supplemental insurance works in combination with other insurance and it's not for everyone. Supplemental health Insurance is an insurance for situations involving a critical condition or illness, there are policies that offer to help pay out-of-pocket expenses for heart attacks, strokes, heart surgeries, cancer and other illnesses. In short supplemental health insurance policies provide you with money to pay for some of the expenses not covered by major medical insurance.
You need supplemental health insurance because it is a more specific plan of health insurance where monetary denominations are given for procedures rather than generic. They are also easier to understand, stable and more affordable.
There are several supplemental health insurance providers in Rhode Island. The correct insurance is dependent on you family needs and the family budget.
Supplemental health insurance is extra health insurance purchased by you. It could be beneficial by making you better covered in the event that you need to use it and it could even make your co-pays lower for routine doctor visits.
Yes. Insurance agents that sell Health/Medical insurance can help you apply for Medicare supplemental insurance. Not all insurance agents cell all types of insurance. You will need to check with your agent to see if they sell health/medical insurance
Medigap has a wonderful supplemental insurance along with State Farm for medical. Many are trying now a days to get health insurance supplemental and these companies make it affordable.
Supplemental health insurance would usually cover what your regular health care insurance does not cover. Like long term care, or rehabilitation. Some like Aflac would help you keep up with your bills.
Supplemental health insurance is helpful in covering drug costs, doctor visits, and medication. It is helpful for people who need extra coverage in addition to their medicare or medicade, for instance.