Yes, FLCS Christian Debt Counseling is a non-profit organization. They offer faith based financial debt and recovery services. They offer debt repayment plans that typcially lower interest rates on debt and apply payemts towards principal debt.
While traditional debt counseling usually cost money, being paid to the organization and/or person that is providing their time to you. In Christian debt counseling, you can get invited to sessions of financial education, all for free. They are a non-profit debt relief organization.
Christian debt counselors offer services like Credit Counseling, Debt Management, Financial Coaching, Housing Counseling, Bankruptcy Counseling and Education and resources.
Yes, debt counseling can help you. However please be aware that not all are created equally. Many scams have be discovered. Look to nonprofit organizations first to help you consolidate your debt payments.
You can get non profit debt counseling in Texas from the Online Bankruptcy Class, Zero Debt Goal or Debtorcc Organization websites. You can learn more about non profit debt counseling in Texas from the DoJ website.
Christian Debt or Credit Counseling is provided by such companies as Christian Credit Counselors, Family Life Credit, Family Life Resources, and Christian Credit Counsel.
I have found through web research that christian debt counseling is similar to non christian based counseling except that they use Biblical wisdom to guide clients through the process. The best site I found to help with other questions regarding this is www.familycredit.org.
Great questions, wonderful answers! Most Christan debt counseling organizations are almost always free! This is great information to know if you are a Christan in debt or have a Christan friend in need of debt help.
Family Life Credit Services provide credit counseling to individuals that may have taken on more debt than is best for their income level. This is a faith based organization that specializes in helping Christians.
"This question truly depends on your location, as telling you a place without knowledge of your area is difficult. However, if you are looking for a place to get christian debt counseling, I would suggest visiting your local church for more information."
There are several debt counseling organizations. I would suggest finding a not for profit organization. Suze Orman is one author who has written trustworthy books on debt.
If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt settlement is yet another option
If you absolutely need debt counselling (e.g. to fulfill the new requirements for bankruptcy), then call a nonprofit Consumer Credit Counselling Service (CCCS). Don't bother with for-profit outfits, as they have bad reputations.