It depends on who had right of way.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
It will likely be the person making the left turn who is at fault. It is the turning driver's responsibility to make certain that the turning maneuver can be completed in a safe manner without interference with opposing traffic. WHile the other driver who hit you MAY have contributed to the accident, it was the turning driver that precipitated it.
Well Someone will sue you and the insurance will do something about it!
No it is not a no fault state. Ohio is a tort state meaning that someone must be found to be at fault in each accident.
the guy who backed offcourse
It will have to be determined if they choose to charge you with manslaughter.
why does someone always need to be at fault. its just an accident, get on with life and claim it on your own insurance, instead of trying to find someone to blame
The fault lies with the vehicle that cause the accident. When someone borrows a car, the car owner can be liable because the allowed someone to drive the vehicle. Often this type of accident has to be sorted out in court.
No Fault means just that. No Fault. However, you could both be cited for the accident, it will have to be determined in Traffic Court by a judge. If they are at fault, the police officer will issue a ticket. No fault insurance doesn't refer to the legality of the accident, only the compensation.
If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.
Whoever the police report charges with the accident.
I imagine it would be someone that was to be found "not at fault" in an accident.