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This would depend on Dealership's policy as they have the choices of coverage when they take out the policy. In any case, it will only cover property that belong to the dealership and will not cover your property unless they are proven legally liable due to some action by them. If you had property that was damaged in a loaner car, you can only file a claim on your homeowners policy.

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Q: Is the dealership insurance on a loaner coverage for property damage?
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