Most likely yes.
If a driver runs a red light and causes a collision, the driver who ran the red light is typically at fault for the accident.
Yes, the driver in the accident ran a red light.
The person who caused the collision is at fault. If someone ran a red light he/she gets the points on his/her license and his insurance gets to pay the damage. The unlicensed driver just gets the ticket to force him/her to get a license.
if you ran the red light, the police and insurance company will almost always find you at fault. you did not have the right of way at that intersection.
Yes, the driver who caused the accident ran a red light.
Both can be charged. Driver one: running a red light and colliding. Driver two: operating without a drivers license. (personal opinion: Driver one's insurance company is going to have to pay.)
Technically a driver is not allowed to break any traffic laws to get out of the way of an ambulance, as such she should not have run the red light. If the ambulance had its lights and sirens on, then you are both at fault since you both should have pulled over.
It is always important when in an accident to get the police to respond and write a citation when breaking a law caused property damage. To fight this case you will need proof that the other driver ran the light such as the traffic citation and/or several witness' testimony. If the other company claims no fault there must be no proof of violation by their driver.
99 times in a hundred
If he was at fault, regardless of whether he was pulling a camper or not, he would be responsible. Pulling a camper doesnt make you responsible for an accident if that was the only thing you did wrong. If someone rear-ended him, its their fault, if he rear ended someone or ran a red light, then yes, its his fault.
both a and b (i think...)
You should have insurance whether it is your fault or not.