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Is the homeowner liable for an independent contractor's injury if the accident was the sole fault of the contractor?
Wiki User
∙ 15y ago
No. In an injury case, the plaintiff must show how the defendant was responsible for the injuries. Since, in this case, you say the injury was the contractor's fault, you would have no liability.
Wiki User
∙ 15y ago
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Does homeowner's insurance cover a contractor working on my property and has an accident?
No, Your homeowners Insurance does not provide coverage hired workers. A contractor is responsible for his own insurance policy or workman's compensation to cover injuries to himself and his employees. A contractor is not your employee and therefore not your responsibility, he is self employed.
If a paper route person has an accident while delivering and hasn't signed anything saying they were an independent contractor is the company liable for workman's comp?
There is no
Homeowners Should Choose A Contractor Instead of Being Chosen?
Homeowners should choose their contractor and not be chosen by the contractor! One of the most daunting tasks of home improvement is choosing the contractor for the job. Once the contractor is successfully chosen, the rest of the project will generally proceed very smoothly. Homeowners should not let an overly zealous contractor talk himself into the job. By following a few key steps, any homeowner can choose a contractor and not become prey to a bogus home improvement scheme. The first step is acquiring estimates for the project. Several estimates will be beneficial, but a homeowner needs a minimum of three. The homeowner will take these estimates and begin to compile an average cost for the project. It is common knowledge that a homeowner needs to avoid low end estimates. High estimates should also be avoided. Eliminate all of the estimates that are not near the average. At this point, it is time for the homeowner to be an investigator. The homeowner should verify that the contractor is licensed and insured. Ask for the license number and proof of insurance. The license number can be used to check the rate of successful inspections and the percentage of failed inspections. The contractor’s liability insurance will protect the homeowner in case of a structural accident or poor workmanship of the project. The homeowner should never be persuaded to obtain an inspection permit using the homeowner’s name. If the contractor seems hesitant to have the project inspected or procrastinates on filing for an inspection, the homeowner should not use this professional. If the contractor’s license is valid, the insurance current, and the contractor is in good standing with inspection officials, the inspection of the project should be a simple routine task. It should not be a fearful ordeal The homeowner should always get everything in writing. The agreement should be signed by both parties. Any changes made to the original plan should also be in writing and signed. Finally, the homeowner should make sure that the contractor is a person that they can easily work with. This is definitely not a good time to discover a personality conflict.
How to Hire Building Contractors?
Many people like to think that they can handle all of their home improvements, but for large, labor intensive jobs, sometimes the only viable option is to hire building contractors. Building contractors have the tools, manpower, and experience to complete the job quickly and professionally. Hiring a good contractor can be tricky, however. You have undoubtedly heard nightmare stories about incompetent building contractors that have gone over budget and have done poor work. Like everything, there are good building contractors and there are bad ones. How can you sort through all of them to find excellent help? Here are a few tips to keep in mind when hiring building contractors to work on your property.First of all, when hiring building contractors, talk to your friends and family members about contractors that they have dealt with in the past. This is usually the best way to find building contractors since you’ll have firsthand knowledge about their qualities and work. Generally, if your friends and family are happy with the work that their building contractors have done, you will be pleased as well.If your friends and family do not have any recommendations for building contractors that they can give you, your next step is to begin to call contractors for estimates and interviews. Check by looking in the local phone book for building contractors and call at least three of them to give you an estimate. Most good contractors will provide free estimates. While the contractor is at your home, ask him about his experience and for a list of references from recent work he has done. After the contractor has left your home, call those references and listen to their experiences with that contractor. Also, take the time to call the Better Business Bureau for more information about the building contractors. There, you will find any complaints that past clients have lodged against the contractors and how these situations were remedied.Another important factor to consider is if the contractor is insured. Insurance not only protects the contractor, but also removes your liability should an accident occur in your home. Make sure that the building contractors that you hire have liability and workman’s compensation. Although not required, you should also consider hiring someone who is licensed.Finally, let your intuition be your guide rather than price alone. Although one building contractor may offer the lowest price, you may feel more comfortable with the personality and presentation of a higher bidder. Go with your gut and select the contractor that puts your mind most at ease.Hiring good building contractors can take a little work to weed out the bad ones, but once you find a trustworthy and qualified building contractor, you can use him over and over again for all your home improvement needs.
Who took over independent life and amp accident insurance company?
who took over independent life and accident insurance company
Will homeowner's insurance cover a vehicle accident for the passenger injured?
NO, that's what the vehicle insurance is for.
Can you sue homeowner for an accident in their home?
yes, but first you have to pull it out of your pants and rub it for a bit.
If a contractor drills into the wiring in the wall should he have to put new wiring in it in order to pass inspection?
A contractor drilled into the wall by accident. Should the contractor replace the wiring in the wall in order to pass inspection.
Will homeowner's insurance normally cover a property damage claim which exceeds the liability coverage limit from a car accident?
No.
I got into a car accident the next day fell down one step in house can I sue their homeowner insurance for the fall?
If the homeowner was negligent in any way...simply falling does not make the homeowner negligent. If the steps were in poor repair, perhaps. BTW, anyone can sue anyone for anything. That does not mean you will prevail.
Will you be fined by the State of CA for not having Workers Comp?
California requires Comp for all employers for all workers - and don't think that just because you hire independent contractors that you're off the hook - if they don't have coverage, you're probably responsible for carrying it for them. So, a fine, if imposed, pales in comparison with having to foot a million dollar WC claim yourself (which is what you would do if you don't have Worker's Comp insurance to send the claim to.) An alternative for independent contractors and volunteers is Occupational Accident and Contingent Liability. They aren't the same as Comp, but they can be a less expensive alternative that should be considered. Your independent insurance agent can help.
Can a person sue a homeowner after the home insurance pay a settlement for same accident?
No, most likely you signed a complete release when you received payment for the incident which would release the homeowner from any further action by you for this incident. You don't get two bites at the same apple.
