no
yes
Yes. If someone damages your property, they're liable.
The fault lies with the vehicle that cause the accident. When someone borrows a car, the car owner can be liable because the allowed someone to drive the vehicle. Often this type of accident has to be sorted out in court.
No. The only person who is liable is the person who hit your vehicle.
yes
If you rear end another vehicle, you are almost certainly going to be held liable. Being on private property does not affect the issue of liability.
The driver and the owner is liable.
No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
The primarily liable party is the Operator of the vehicle at the time of the accident. An owner may in some cases be held liable in a secondary position. It is the vehicle operators responsibility to ensure that appropriate financial responsibility is in place prior to operating a vehicle on public roads.
No.
There are several possibilities here:You are liable, because it is your vehicle, that you insure.The valet may be liable, but good luck collecting anything.The school district may be liable because it happened (assuming it did) on their propertyCheck with your insurance carrier. They will know and will be able to explain your policy to you.