Yes. If someone damages your property, they're liable.
The lender is always responsible for any damages to the vehicle itself.
Probably not. The risk was yours since towing was the logical next step for failing to meet the requirements of the loan. It was your failure to meet the requirements of the loan which led to the vehicle being repossessed which subsequently caused the vehicle to be towed. All the towing company needs to do is to prove that they used standard towing practices.
Yes you can. Caution is advised as handling characteristics may have changed, particularly during cornering.
The moving company should have their own insurance if items were damaged during the moving process, if not I would get a lawyer!
NO the repo person can not. Who ever owns it can or if they give someone else permission to move it.
If you want to lose your job or worse you drive the company vehicle in your free time. It is ALWAYS better to drive your own private vehicle during your free time unless you have the Companies permission to drive company vehicle anytime.
Yes as it has not been sold or registered yet. Many vehicles are smashed and damaged during the manufacturing process and no one is the wiser.
It just depends on the terms of the agreement you worked out in the settlement. If you wanna retain ownership this is generally addresses during the claims settlement negotiation. For a reduced loss payment in lieu of salvage value, you can usually retain the vehicle. You can not collect for a full loss amount and then also keep the vehicle. If you did not address retention of the vehicle during the claim then you likely just have to hand the vehicle over to the insurance company because it is no longer your vehicle.
What type of vehicle? Ensure no wires or anything have been pinched or damaged during power booster replacement.
It's difficult to prove that a vehicle was damaged during towing unless the damage is directly related to the way the vehicle was towed. Some examples would be AWD (All Wheel Drive) vehicles being towed on 2 wheels destroying the drive train components, damaged bumpers, or bent control arms from tow hooks. As well, personal property is the owners responsibility to keep out of the vehicle at all times. Your best bet is going to be filing a claim with your auto insurance agent (given you had insurance at this point in time.) If you are unable to do so due to being under, or uninsured - contact the bank that owns the vehicle and find out who the tow company that reposessed the vehicle. You may be able to take them to small claims court, and if not get money back on the deal - have the bank reduce the amount you owe if they are found at fault for the damage. If you own the vehicle, and you have taken delivery of it back from the impound, an insurance claim, or small claims court are your best options. If you have photographs of the vehicle taken just before it was reposessed, they will be your best tools in either case to prove the condition of the vehicle was changed during the process.
You have the right to reclaim personal property during the normal business hours of the establishment where the vehicle is impounded. The company storing the vehicle must take inventory of and proper protection of such property under the "in bailment" laws of the state where the vehicle was seized.
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