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Is the policy owner or the auto owner responsible if a party not listed as driver wrecks the auto in Alabama?
Wiki User
∙ 16y ago
Ultimately the vehicle owner is responsible, but not sure I understand how the owner is also not on the policy? If you could be more specific I could be of more assistance. The policy covering the vehicle (regardless of the owner, subject to exclusions), will cover, thus be responsible for the vehicles damage and actions.
Wiki User
∙ 16y ago
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What is a deferred driver in Massachusetts?
A deferred driver is a listed driver who has a policy elsewhere and therefore is not used in the rating of the policy from which they are listed as deferred.
Can a non resident relative be listed on your personal auto insurance as a driver?
Any person who drives your vehicle should be listed as a driver on your auto insurance policy. Not only should they be listed but according to the policy terms you are required to notify the insurance company of any and all drivers and household residents. If a person has an accident while driving your vehicle and you have not listed that person as a driver you could be guilty of material misrepresentation and the claim could be denied by the insurance company. In the terms of the policy both the company and the policyholder both have requirements that they are responsible for. The policyholder is responsible for being truthful, providing answers to their questions, and paying the premiums on a timely manner. The company is responsible to pay claims that they are responsible to pay under the terms of the policy.
Are you covered if your boyfriend crashes your car?
Is your boyfriend listed as a driver on your auto policy? Does he live with you? If you do not have him listed as a driver on your policy and he is a regular driver or if he resides with you he must be listed as a driver on your policy. This is a part of your policy terms. If you do not abide by the policy terms the company can deny the claim due to material misrepresentation. This means if you lie to them they don't have to pay the claim.
Does a teenage driver have to be listed as the primary driver of one of the vehicles on the policy to be covered?
No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.
If your daughter does not live with you can she drive your car if you have more than one car in your insurance?
If your daughter does not live with you but drives your vehicles then she is still required to be listed as a driver on your policy. The policy states that all household members and regular drivers must be listed. A regular driver is anyone who drives your vehicles sometimes. This does not mean you can add a car titled to her on your policy even if she is listed as a driver but she is still required to be listed as a driver on your policy. If she is an adult driver it probably won't cost you anything anyway.
When can a child be an occasional driver on a parent's auto policy?
Under the listed drivers portion of the policy.
Is your son in law who lives with you covered for an auto accident injury to him by someone else?
Perhaps. Do you have him listed on the policy as required as a driver. If he lives in your household your policy probably requires you to have him listed as a driver or excluded.
Who is responsible for insurance deductible in an accident of commercial vehicle?
The Company who owns the vehicle would be responsible for deductibles listed on the policy their own policy.
Can a teenager drive their parents car when their not on their parents policy?
In OKlahoma all licensed drivers in the household must be listed as a driver or listed as an excluded driver for the policy to be valid. Anything else would result in a fraudilent policy and may get cancelled.
Who is responsible if you are hit by a car that is insured but the driver is not on the policy?
The driver has the sole responsibility as they were behind the wheel.
Does a newly licenced driver under the age of 18 have to be listed as a driver with the insurance company or are they covered automaticly under the parents' policy?
They must be listed.
You are insured as a second driver if you have an accident will you be covered?
As long as you are listed as a driver on the policy and an accident occurs in a covered vehicle, then yes you will be covered under the terms and conditions of the policy just as any other driver on the policy.
