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The "legal description" of a parcel of real estate is the description carried forward in the deeds for that property. The legal description must be used for purposes of conveyance or in any other instrument that purports to affect that property such as a mortgage, lien or lease.
A "parcel number' is a method used by the local government to track land primarily for tax purposes. The government can change any parcel number or its whole system of parcel numbers whenever it so desires. It's like getting a new license plate on your car, the number can change or the number can stay the same - it's still your car. Also the owner of several adjoining parcels can change the legal description by consolidating them into one new parcel, which might have the same parcel number as one of the previous parcels.
The "legal description" of a property is the expansive and unique description of the property that is used in legal documents such as the deed. There may be a metes and bounds description, bounded description, plat reference, plan and lot reference to a recorded survey or simply a deed reference where the more particular description can be found. If you already have the legal description then you must have the deed with the grantee's name. You can use that information at the local assessor's office to determine the location of the property on an assessor's map.
An acceptable legal description in real estate contracts typically includes details such as lot number, block number, subdivision name, and county. It should be specific enough to accurately identify the property and must match the description found in the property deed. It is important for legal clarity and to avoid any confusion or disputes in the future.
You can obtain a legal description of your property by checking your property deed, which typically includes a legal description. This description will outline specific details about the property boundaries, size, and location. You can also contact your local county assessor's office or hire a surveyor to provide an official legal description.
Changing the legal description of a condominium unit would usually be required if an owner purchased an adjacent unit and chose to remodel the units so that this condominium unit is now larger than any of the original individual units.In most condominium communities, alterations of the boundaries can affect your voting rights, your assessment amounts and so forth, because your percentage of ownership changes.In order to change the legal description of a condominium unit, you can start with the governing documents, which specify the boundaries of the unit.Then, depending on what you find in your governing documents, you may need to petition the board for approval to change these boundaries.Your board or managing agent can help you understand the process for changing the legal description of a condominium unit in your community.
You must get permission from the owner or the owner's legal agent.
You obtain legal title by deed from the legal owner. A professional title examiner should be able to research the title and find a description in an old deed. See discussion page.
The legal description is the deed description. To be enforceable in a court of law, the deed must contain a valid description of the property that is complete enough to locate and identify that particular parcel of land. That deed description is the legal description of that land and must be carried forward in deeds.The legal description should include any encumbrances and appurtenances that run with the land. It should be used in every deed of conveyance. The deed description is in contrast to other identifiers of property such as the street address and tax assessor's designations. While those may help to identify the property they do not constitute the legal description.A copy of the legal description can be obtained at the land records office where the property is located for a nominal fee. Some have websites where copies can be printed from home for free, others charge for copies. Some land records offices require an account to perform online research and some do not have online services at all.In the United States, you can find the land records office in your jurisdiction by performing a search using the county + state + land records.
The street address of a property is what the property is commonly known as but the mortgage is goverened by the legal description. There may have been a mistake on the address but I'll bet that if you look at the legal description in your closing documents, it matches your property.
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