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What else can I help you with?
How do you challenge the reports if you have bad credit?
send letter to the credit reporting agencies . they will have to send letter to the creditors who will have 30 days to respond. if they dont the debt has to be removed from your credit record.
Where would you get a 'fill-in-the-blank' form to give to your creditors so they can send reports to the CRAs?
The forms you need are forms that i have or you can get them on each credit bureau's website. the thing about it you would have to send Verizon the form but they would not send it into the bureaus for you. at least to my knowledge, please email me otherwise or if you have any questions about your credit. I have a credit repair kit that i give out to all my clients and I help them clean up the credit issues
Can a credit repair company really help you remove your late payments from your credit history just by paying them a small fee of 600 plus?
AnswerAnything a credit repair agency can do can be done yourself for free. All you need is a little knowledge that is readily available.Keep in mind that self-help to fixing your credit is your best option. What secret credit repair agencies and attorney knows that most do not? Just because the negative information on your credit report is accurate does not mean it will remain. It is what the Credit Bureaus or Creditors can PROVE to be accurate that will stay under the Fair Credit Reporting Act. You see, the burden of proof falls on your creditors and the credit bureaus, not you and it's the LAW!!!Credit repair companies can remove late payments from your credit history. But I wouldn't pay someone 600 + to do it. You can do it yourself or hire someone for a lot less than that. Credit repair companies mainly just send dispute letters to the credit bureaus requesting verification of negative listings. Some companies will post their results for anyone to see.
Is there a form letter to send to creditors after the death of a family member who is not married and has no assets?
contact an attorney
How do you remove late payments from a credit report?
Credit bureaus and the original creditors have the power to remove late payments. You can contact the original creditor that posted the late payment and ask for them to remove it. They will probably only do this if you have had a good payment history with them. You can also send dispute letters to each of the credit bureaus asking for verification on your negative listings. You can do this yourself or hire credit repair company to do it for you.
Can you get a default removed from a credit file?
Yes you can. It is called Credit repair. All you need to do is send a letter to the credit bureaus and ask them to validate that negative. I have a free e-book on the complete process. Cant paste it here, it is too big. Let me know on my bio page if you need it. Or else search google for free credit repair ebook.
Fees for credit repair?
Lexington Law is leading credit repair law firm. Lexington Law offers helps you take action and repair your credit. Lexington Law has helped clients remove millions of collections, late payments, cahrge offs, liens, bankruptcies & more from their report cutt.ly/Bjk5N1i
What do all credit repair companies offer?
Most credit repair companies offer to dispute incorrect items on your credit report until they are accurate. If these items are negative, this will have a positive impact on your credit score. However, remember that you can actually send dispute letters yourself. Credit repair companies just take out the hassle for a fee.
Why credit letter must be brief?
because they send it that way
If a creditor did not file during a chapter 13 and then it is discharged will you still have to pay them?
Your attorney is suppose to send a letter to the creditors asking if they would like to included on a the bankruptcy payment plan. The creditors have 30 days to respond. If they don't respond, then you don't owe them anything. Most likely they will charge it off as bad credit to the credit agencies.
Can you have an old address removed from your credit report?
Yes, you can call or send a letter
Do you have to send all three credit bureaus letters to clear a paid debt?
No, you only have to send a letter to the credit bureaus that still show a balance. You can dispute the balance and let the bureaus do the work instead of writing a letter.
