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Your attorney is suppose to send a letter to the creditors asking if they would like to included on a the bankruptcy payment plan. The creditors have 30 days to respond. If they don't respond, then you don't owe them anything. Most likely they will charge it off as bad credit to the credit agencies.

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11y ago

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Forgot to include a creditor in a chapter 7 it is unsecured will it still be discharged?

No, but you will be protected under the stay for as long as the Ch. 7 is active (not been discharged or dismissed), and you have alotted amount of time to add creditors.


If an account was not listed on the creditor's list of a chapter 7 is it still dischargable under the bankruptcy?

Yes it is. The presumption of bankruptcy is that all of the bills that were owed will be discharged at the time. If for a reason the bill that wasnt listed came up it can still be discharged by the court. Your attorney can file an addendum for this with the court after wards.


You did chapter 7 and went to court but you forgot about one person you owe can you still add them?

Yes you can re-open your BK to add a creditor. however, if it was a no asset case, there is no need to add them as their debt would be considered discharged.


If a person files bankruptcy and it is discharged and closed it does not they can still take the inheritance to pay back creditors?

Once the debt is discharged, a creditor cannot reinstate it, even if you win the lottery.


Can creditor go after you discharged in court for a secured item?

A creditor cant take you to court over a secured debt. However, if they have a security interest in any of your property, they can still foreclose on that property.


If you file for chapter 7 bankruptcy and have the first meeting with the treasurer can you still add a creditor to the bankruptcy?

You should have no problems filing an amendment to add the creditor.


Do you still owe if chapter 7 discharged second mortgage?

If it was discharged, then you don't owe it anymore. However, you can't just assume that any particular debt was discharged by the bankruptcy, it has to be specifically listed. In particular, you probably cannot keep your house AND get your second mortgage discharged.


If you are paying child support can you still file chapter 13 on your other debts?

Yes, but child support is not discharged in bankruptcy.


Your personal bankruptcy was filed in 2000 can your name be added to a CD account?

If your bankruptcy was "discharged" in 2000, then yes. Discharged means it is done! If you are still in a chapter 13 bankruptcy, still paying the trustee--then no. If the trustee finds out about the CD, it will cause lot of problems.


Can you be sued after you file chapter 7?

No, they can't. Assuming they were included in the bankruptcy proceedings and did not file a counter suit for dismissal and win. If they were included, the banruptcy was granted they are violating a court order by trying to sue you. Which is, obviously illegal.


If you are in bankruptcy can you still purchase a new or used car?

If it is chapter 7 and has not been discharged then, no. If it is a chapter 13 then the bankruptcy filer would need the permissin of the trustee to make any major financial transactions.


Can a debt collector demand payment for an amount that has been included in a chapter thirteen bankruptcy?

If bankruptcy is over and the debt was discharged, they creditor is forever barred from taking any action to collect the debt. If the bankruptcy is still pending, the debtor cannot contact you without permission from the bankruptcy court. In either case, you may have a claim for damages against the debt collector.