Sure there is. There are record for everything.
In a sense yes, Insurers do keep records of all claims that an insured files. The Law in most states requires insurance records to be maintained for at least 6 years.
Mail, fax, phone, and courier.
It seems to me that this is reasonable. For example, if your home has water damage every time it rains, the insurance company would know your home is a higer risk from the property history. The good part is, you'll know too! Typically when you have a homeowners policy the insurance company will run a loss history report to see what claims have been filed, they are really checking on your history of claim filing, if a claim comes up on the home you are purchasing it may be documented within the company but doest count against you. Also, an NFIP flood policy will list all prior claims for that property on the declarations page.
Yes, there are many websites that will give home insurance quotes and comparisons online. If you type "Home Insurance Comparisons" in your search bar you will find a list to choose from.
Yes. When you file bankruptcy you are required to fill out a number of forms. Schedule D is the form for Creditors holding secured claims and a home mortgage is a Secure Debt. You will have a complete list of all your creditors names, addresses, account numbers on a form called the Creditor's Mailing Matrix. The Bankruptcy court sends notification to all the creditors listed that you have filed bankruptcy.
No, Not unless they were damaged by a covered peril such as lightning, wind hail etc. See your Home Insurance policy for a list of covered perils and associated deductibles.
I need a list of insurance companies who operate in North Carolina that need independent auto claims adjusters.
The simplest way to find this out is to call your insurance agent or your home insurer's customer service line and ask them . However, if you have print out of your policy, it should list whether or not your have fire insurance coverage.
Filing Limit Claims must be submitted within 90 days from the date service is provided.^^^^^ That is INCORRECT! I'm a medical billing manager and you have to check with EACH insurance company as they all have different filing limits.Yes Friends,It differs from insurance to insurance.http://billingatchennai.blogspot.com/2009/12/insurance-claims-timley-filing-limit.html
Yes, All insurer are going to check your claims history either at the point of purchase or within 60 days of the policy effective date.You can't hide claims anymore, It only takes the click of a single button and less tahn 1 second to retrieve your claims history.It's best to be honest about your claims history. When the insure discovers that you have lied or attempted to conceal your previous claims, they may just decide to cancel you, not necessarily because of the claims but rather because you showed dishonesty in your application for insurance, misrepresenting your claims history on an insurance application is considered a form of "Insurance Fraud" which is a felony.. The insurers reasoning is that if you were dishonest about your driving record, then you are more likely to be dishonest about other things as well,AnswerI have 2 claims for other companies and that hasn't affect me with the other insurance. I don't think they can find out. Insurance Fraud If the application asks about previous claims and you do not list them, your insurance will be cancelled if (when) they find out about them. I would be surprised if they did not. When I was shopping for new insurance, the agent pulled up my DMV records on his computer and I'm sure the claims information is available somewhere, too. If there was a police report but no claims of any sort, will they find out and will they increase my premiums just because of the police report?
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
In India a lot of insurance companies provides car and home insurance. Here's the list of companies which provides Car insurance and Home Insurance. Car Insurance: Bajaj Allianz, Bharti AXA, Cholamandalam MS, ICICI Lombard, IFFCO Tokio, L&T car insurance, New India Assurance, Reliance Car Insurance and so on. Home Insurance: Bharti AXA, HDFC ERGO, ICICI lombard, Apollo Munich, Cigna, Aegon Religare etc
With the clerk of the court where the documents have been filed.