a good secured card is first premier or orchard bank. unsecured is capital one, etc.
Creditors are either secured or unsecured. Secured creditors such as the mortgage on your house or you car loan go on Schedule D. Unsecured creditors (creditor without liens or collateral) are either priority or nonpriority. The only creditors who are classified as priority go on Schedule E and Schedule E contains a list of the categories. Every other creditor (general unsecured creditors) goes on schedule F. The most common example of unsecured nonpriority creditors are credit cards and medical bills. You basically need to give a general description of what you bought and when you bought it. You don't need exact dates.
I am not an attorney but.... Yes, you can keep any loans or credit cards as long as you reaffirm with that company. When you file, you list all your creditors. If you do not owe money to a specific credit card, then they are not considered a creditor. So, when its all over with, you can use the card. However, the card will eventually know that you filed, because they "check up" on you once in a while and they will find out. Then they may cancel it or just raise your interest rate. Why would you keep unsecured debt? One should list every creditor to whom they owe money prior to filing. Failing to do so is a violation of bankruptcy laws. Sure, you can reaffirm secured loans if you can afford the collateral under the terms of the note. All unsecured debt should be discharged in chapter 7.
There are many places that lists many companies offering per-qualified credit cards with competitive interest rates. CreditCards.com is a great place to look for credit cards since they list many different kinds from different companies that offers per-qualified credit cards with competitive interest rates as well as credit cards for people who never had a credit card before and want to build their credit.
We have done our research across 4 categories and listed down the best credit cards in India in the year 2020 here we are just write down the list of best credit cards in 2020 for more details you can check out from our blogs of creditkaro.Here are some best credit cards are listed below:-1. Citibank cashback credit card2. Standard chartered platinum rewards credit cards3. Amex Membership Rewards credit cards4. HDFC diners club rewards credit card5. HDFC Regalia6 SBI elite7. Citi prestige8. AMEX platinum card9. American express platinum travel credit card10. Citi premier miles credit cards11. SBI IRCTC credit card12. SBI Air India Signature
The Nilson Report has recently released its annual figures for the top commercial and business credit cards of 2010. This list includes some of the largest banks in the U.S., as well as figures for their total numbers of accounts, credit cards, and their growth (or loss) compared to the same figures in 2009.
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