You will want to call the police if the damage to your carexceeds $1000. Call your insurance agent if the damage is more than $200. Time is of the essence, especially because if they can't prove that you did in fact hit a deer, and hit it while driving at the speed limit on a road you could be accused of fraud. If it is not deer season, leave the deer and whoever owns the road (state, county, town) will pick it up but if it is deer season you can put the appropriate tag on it and take it if you are a venison person. The purpose of calling the cops is to make sure that you are ok (some deer and cause a lot of damage and injure the people in the car) and for statistical purposes. If enough people have enough damage to their cars from deer in a certain area, they can post more signs or even put up fences to prevent more accidents. The purpose of calling the insurance agent is to pay for the damage instead of paying out of pocket. Your premium shouldn't go up since it is usually the deer's fault, and you insurance is partially based on where you live so the fact that there are deer or not is already factored into the base cost of insurance in some areas. Do not just take the deer without properly tagging it. The purpose of deer tags is to make sure deer are not over hunted, therefore ruining future years hunting seasons. Over hunting for just 1 year could take 30 years to get the population back to where it is supposed to be.
if you are HITTING a deer in Indiana then you should probably stop.
Generally when it comes to hitting an animal your insurance angency will only make you pay your deductible. Sometimes it is completely covered.
If you have full coverage then you just call your insurer and report the accident. If you just have liability then your on your own. The deer likely has no insurance.
A photo of the deer might help your cause but the insurance Co. won't process the claim without a police report.
You still had a accident. What you hit was a curb.
car hitting a steady car
Indubitably.
Usually Comprehensive. This is the same coverage that will cover a car fire, theft or storm damage to a car.
no sorry about your luck if it took out your windshield it was a taller deer
Yes! I did it and had to pay my deductible.
Only if you report it accurately.
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