Not if the ex-wife has any insurable interest in the ex spouse. If you could prove that the ex no longer had any insurable interest, and did not pay toward the policy itself, then it might be possible to challenge it in court. It would be a very difficult case to win in any case, because the owner of the policy had the ability for years to change the beneficiary of the policy and did not exercise the option, and it is impossible to know what their wishes were.
Legally and contractually the named beneficiary is the beneficiary.
If the wife is not named as a beneficiary then she would have no claim on the policy proceeds.
The proceeds belong to the estate of the beneficiary.
Contact the insurance company for information on how to make your claim and ask if they can supply a copy of the policy.
If the insured has died the proceeds from the insurance will be paid AS STATED IN THE POLICY. The proceeds of the claim are not part of the assets of the deceased's estate.
No. Life insurance is paid the the beneficiary named in the policy, your creditors have no claim against the insurance proceeds EXCEPT if the proceeds are paid to your estate.
The proceeds go to the beneficiary. That's why it's important to make the proper plans and trusts.
Under normal circumstances the named beneficiary collects the proceeds from a life insurance policy without court intervention.
Under normal circumstances, no. A life insurance company will pay the proceeds to the named beneficiary.
The person named beneficiary is the sole recipient, the ex-spouse would not have a supportable claim to any portion of the death benefit.
In case of death of the policy holder, with beneficiary already deceased and there is no will, the Insurance Company will pay only to the Legal Heir of the Policy Holder. The death claim will be kept in abeyance till the legal heir proves his legal identity to the satisfaction of the Insurance Company.
The beneficiary position is that they will receive the proceeds of the life insurance policy after the death of the insured. Until the death they have no other "position". After the death they must file a claim by contacting the company and following their instructions.