Is there a statute of limitations for an insurance company to reimburse for a claim?

Most policy contracts do state a time frame for the payment of 'covered' losses. See Section I- Conditions, Loss Payment in your particular policy. // Try checking with your department of insurance. Many states have regulations on how long insurance companies can take to answer your questions and/or pay claims. You should also check for a statute that cover your own interests... like the amount of time you have to file a law suit. If it's been several months and the insurance company is not budging and you've already contacted your department of insurance... it might be time to seek legal advice.